Hernando County property record for 463 Winthrop Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,006 sqft · built 2010 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,500 (Apr 2017) |
| Tax Bill | $2,407 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R34-223-18-3749-0180-0130 |
| Primary APN | R34-223-18-3749-0180-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,006 sqft Living Area |
| 1st Floor Area | 2,006 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 177 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01591138 |
|---|---|
| Street Address | 463 WINTHROP DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES AT AVALON PHASE 1 BLK 18 LOT 13 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 34 |
| Legal Subdivision | VILLAGES AT AVALON PH 1 |
| Legal Phase | 1 |
| Legal Block | 18 |
| Legal Lot Number | 13 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 40906 |
463 Winthrop Dr is owned and occupied by two individuals who bought it in April 2017.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 463 WINTHROP DR, SPRING HILL, FL 34609-2160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Feb 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Mar 29, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 27, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on File |
| Deed Sale | Apr 27, 2017 · Amount on File |
| Prior Sale | Jun 23, 2010 · Amount on File |
| Deed Document Number | 2017023962 |
| Deed Book / Page | 3464 / 0258 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 463 WINTHROP DR, SPRING HILL, FL 34609-2160 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 463 WINTHROP DR, SPRING HILL, FL 34609-2160 |
| Document Number | 0041360494 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 4136/494 |
| Instrument | 2022017036 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 463 WINTHROP DR, SPRING HILL, FL 34609-2160 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 463 WINTHROP DR, SPRING HILL, FL 34609-2160 |
| Document Number | 0039550368 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 3955/368 |
| Instrument | 2021011535 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 463 WINTHROP DR, SPRING HILL, FL 34609-2160 |
| Document Number | 0035701874 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 463 WINTHROP DR SPRING HILL FL 346092160, SPRING HILL, FL 34609-2160 |
| Document Number | 0035701874 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 003570/001874 |
| Instrument | 20852 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 27, 2017 |
| Property Address | 463 WINTHROP DR, SPRING HILL, FL 34609-2160 |
| Document Number | 0034640258 |
| Book / Page | 003464 / 000258 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 23962 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | TROPIC TITLE SERVICES, TROPIC TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,214.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 463 WINTHROP DR SPRING HILL FL 346092160, SPRING HILL, FL 34609-2160 |
| Document Number | 34640260 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 003464/000260 |
| Instrument | 23963 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2047 |
The 2025 property tax bill for 463 Winthrop Dr was $2,407 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,407.00 Additional exemption filed | $208,071 | $292,235 Land $41,804 Building $250,431 |
| 2023 | $196,317 Land $196,317 | ||
| 2022 | $2,380.00 | $280,790 Land $41,804 Building $238,986 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 463 Winthrop Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 463 Winthrop Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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