Niagara County and Lockport City property record for 463 Walnut St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 985 sqft · built 1890 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,400 (Jun 2010) |
| Tax Bill | $2,762 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-7572.000 |
| Primary APN | 8-7572.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 985 sqft Living Area |
| 1st Floor Area | 670 sqft |
| Upper Floors Area | 315 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 77.2 ft deep x 32.5 ft wide |
| Porch | Slab |
| Porch Area | 133 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8-7572.000 |
|---|---|
| Street Address | 463 WALNUT ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | POUND ST INTERSECTS |
| Legal Block | 4 |
| Legal Lot Number | 46.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 23800 |
463 Walnut St is owned by an individual who bought it in June 2010.
Source: Niagara County and Lockport City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 WOODLAWN AVE, BUFFALO, NY 14208-1843 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 10, 2019 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2010 · Amount on File |
| Deed Sale | Jun 4, 2010 · Amount on File |
| Prior Sale | May 23, 2003 · Amount on File |
| Deed Document Number | 20108702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 463 WALNUT ST, LOCKPORT, NY 14094-3823 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 463 WALNUT ST, LOCKPORT, NY 14094-3823 |
| Document Number | 0000000229 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023-10229 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 463 WALNUT ST, LOCKPORT, NY 14094-3823 |
| Document Number | 0000001011 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 463 WALNUT ST LOCKPORT NY 140943823, LOCKPORT, NY 14094-3823 |
| Document Number | 0000001011 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 1011 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Rate | 3.37% |
|---|
The 2026 property tax bill for 463 Walnut St was $2,762, down 28% from the year before.
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,762.00 (-27.98%) | ||
| 2025 | $3,835.00 | $104,000 Land $2,400 Building $101,600 | $104,000 Land $2,400 Building $101,600 |
| 2023 | $68,000 Land $2,400 Building $65,600 | $68,000 Land $2,400 Building $65,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 463 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 463 Walnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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