463 Via Cruz, Oceanside, CA 92057 Property Records

San Diego County property record for 463 Via Cruz, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,921 sqft · built 1990
Lot Size	0.123 acres (5,362 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Mar 2019)
Tax Bill	$7,191 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-590-26-00`

Property Details

APN / Parcel Number

Primary APN	`160-590-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,921 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,362 sqft (0.123 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	463 VIA CRUZ
City	OCEANSIDE
State	CA
Zip	92057-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 55 TR 012349
Legal Subdivision	MESA VISTA
Legal Tract	012349
Legal Block	2
Legal Lot Number	55
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18522

Owner

463 Via Cruz is owned and occupied by an individual who bought it in March 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	463 VIA CRUZ, OCEANSIDE, CA 92057-8526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 20, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS
Oct 10, 2017	Grant Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Prior Sale	Oct 10, 2017 · Amount on File
Deed Document Number	201999182
Prior Transfer Date	Feb 19, 2015
Prior Transfer Doc	0000080437
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	463 VIA CRUZ, OCEANSIDE, CA 92057-8526
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 VIA CRUZ, OCEANSIDE, CA 92057-8526

Mortgage

Document Number	0000251921
Date	Apr 1, 2021
Instrument	2021-0251921

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2019
Property Address	463 VIA CRUZ, OCEANSIDE, CA 92057-8526
Document Number	0000099182
Instrument Date	Mar 4, 2019
Instrument	99182
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 VIA CRUZ OCEANSIDE CA 920578526, OCEANSIDE, CA 92057-8526

Mortgage

Document Number	99183
Date	Mar 20, 2019
Instrument	99183

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2017
Property Address	463 VIA CRUZ, OCEANSIDE, CA 92057-8526
Document Number	0000467165
Map Reference	MAP12349
Instrument Date	Sep 11, 2017
Instrument	2017-0467165
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	463 VIA CRUZ, OCEANSIDE, CA 92057-8526

Mortgage

Document Number	0000467166
Date	Oct 10, 2017
Instrument	2017-0467166

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 463 Via Cruz was $7,191 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,935 (+2%) Land $456,218 Building $203,717
2025	$7,191.00 Homeowner's exemption	$646,996 Land $447,273 Building $199,723
2023	$6,833.00 (+1.56%) Homeowner's exemption	$621,873 Land $429,905 Building $191,968
2022	$6,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 463 Via Cruz in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 463 Via Cruz has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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