463 Summit Trl, Nebo, NC 28761 Property Records

McDowell County property record for 463 Summit Trl, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 2,557 sqft · built 2024
Lot Size	17.6 acres (767,527 sqft)
Owner	2 Individual Names on File
Last Sale	$181,000 (Apr 2022)
Tax Bill	$4,174 (2025)
Deeds & Mortgages	Mar 2024 Transfer Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1636-00-67-9054`

Property Details

APN / Parcel Number

Primary APN	`1636-00-67-9054`
Alternative APNs	`44469` `81649`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,557 sqft Heated Area
Gross Area	5,529 sqft
1st Floor Area	2,557 sqft
Basement Area	2,902 sqft
Finished Basement	1,284 sqft
Unfinished Basement	1,618 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stone
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	767,527 sqft (17.6 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	81649
Street Address	463 SUMMIT TRL
City	NEBO
State	NC
Zip	28761-0458
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	17.62 AC LT 86 GVP PB 13/83
Legal Subdivision	GRANDVIEW PEAKS
Legal Phase	3
Legal Lot Number	86
Jurisdiction	MCDOWELL NC
Township / Civil Division	BRACKETT
Census Block Group	2
Census Block	2030
Census Tract	970903

Owner

463 Summit Trl, a rural home, is owned by two individuals who acquired it in March 2024.

Source: McDowell County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15859 SPECTRUM DR, ADDISON, TX 75001-6382
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Intrafamily Transfer, Transfer
Apr 7, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Deed Document Number	20222068
Deed Book / Page	1394 / 597
Last Transfer Date	Mar 4, 2024
Transfer Doc	0014610581
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Mar 4, 2024
Property Address	463 SUMMIT TRL, NEBO, NC 28761-0458
Document Number	0014610581
Book / Page	1461 / 581
Map Reference	MB 13 PG 83
Instrument Date	Mar 4, 2024
Instrument	2024001003
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15859 SPECTRUM DR, ADDISON, TX 75001-6382

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15859 SPECTRUM DR, ADDISON, TX 75001-6382

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 7, 2022
Property Address	463 SUMMIT TRL, NEBO, NC 28761-0458
Document Number	0013940597
Book / Page	1394 / 597
Map Reference	MB 13 PG 83
Instrument Date	Apr 5, 2022
Instrument	2022002068
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Tax	$362.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9700 PARK PLAZA AVE UNIT 208, 208, LOUISVILLE, KY 40241-2287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5055 ADDISON CIR PH 707, 707, ADDISON, TX 75001-6322

Tax Assessment & Valuation

The 2025 property tax bill for 463 Summit Trl was $4,174.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,174.00	$615,670 Land $90,000 Building $525,670
2023	$592.00 (-1.5%)	$90,000 (-) Land $90,000	$615,670 (+584.08%) Land $90,000 Building $525,670
2022	$601.00	$90,000 Land $90,000	$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 463 Summit Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 463 Summit Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Summit Trl

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