463 Summer Ridge Rd, Bozeman, MT 59715 Property Records

Gallatin County property record for 463 Summer Ridge Rd, Bozeman, MT 59715

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,790 sqft · built 2000
Lot Size	1.11 acres (48,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$657,600 (Jan 2020)
Tax Bill	$8,306 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Feb 2013 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`00RFG32044`

Property Details

APN / Parcel Number

Primary APN	`00RFG32044`
Alternative APNs	`06-0904-13-1-06-10-0000` `R0639203`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,790 sqft Living Area
1st Floor Area	2,948 sqft
2nd Floor Area	842 sqft
Basement Area	1,458 sqft
Finished Basement	1,458 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	48,439 sqft (1.11 acres)
Terrain	Rolling
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00RFG32044
Street Address	463 SUMMER RIDGE RD
City	BOZEMAN
State	MT
Zip	59715-7788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER RIDGE SUB, S13, T01 S, R05 E, LOT 88, ACRES 1.112, PLAT J-181
Legal Range	05E
Legal Township	01S
Legal Section	13
Legal Subdivision	SUMMER RIDGE SUB
Legal Lot Number	88
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1063
Census Tract	101

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	463 SUMMER RIDGE RD, BOZEMAN, MT 59715-7788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Feb 4, 2013	Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage YELLOWSTONE BANK
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage YELLOWSTONE BANK
Jan 27, 2020	Warranty Deed, Transfer · Commercial Mortgage YELLOWSTONE BANK
Aug 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Sep 10, 2007	Warranty Deed, Transfer · ARM COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Sep 10, 2007 · Amount on Record
Deed Document Number	20202671244
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	463 SUMMER RIDGE RD, BOZEMAN, MT 59715-7788
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002656133
Date	Aug 28, 2019
Instrument	2656133

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 23, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	463 SUMMER RIDGE RD, BOZEMAN, MT 59715-7788
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002439681
Date	Feb 4, 2013
Instrument	2439681

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BELGRADE, MT 59714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2028

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	463 SUMMER RIDGE RD, BOZEMAN, MT 59715-7788
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002699258
Date	Sep 9, 2020
Instrument	2699258

Lender

Name	YELLOWSTONE BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	463 SUMMER RIDGE RD, BOZEMAN, MT 59715-7788
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2699258
Date	Sep 9, 2020
Instrument	2699258

Lender

Name	YELLOWSTONE BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jan 27, 2020
Property Address	463 SUMMER RIDGE RD, BOZEMAN, MT 59715-7788
Document Number	2671244
Instrument Date	Jan 17, 2020
Instrument	2671244
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	463 SUMMER RIDGE RD, BOZEMAN, MT 59715-7788

Mortgage

Document Number	2671245
Date	Jan 27, 2020
Instrument	2671245

Lender

Name	YELLOWSTONE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 27, 2020

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	463 SUMMER RIDGE RD, BOZEMAN, MT 59715-7788
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2656133
Date	Aug 28, 2019
Instrument	2656133

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 23, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Sep 10, 2007
Property Address	463 SUMMER RIDGE RD, BOZEMAN, MT 59715-7788
Document Number	0002278293
Map Reference	MB J-181
Instrument Date	Sep 10, 2007
Instrument	2278293
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 RED TWIG LN, BOZEMAN, MT 59715-7911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	463 SUMMER RIDGE RD, BOZEMAN, MT 59715-7788

Mortgage

Document Number	0002278294
Date	Sep 10, 2007
Instrument	2278294

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	11.2%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,306.00 (-10.32%)	$1,731,300 (+1.45%)	$1,731,300 (+1.45%) Land $498,079 Building $1,233,221
2023	$9,262.00	$1,706,600	$1,706,600 Land $408,847 Building $1,297,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1997–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	900 / 500

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures