Placer County property record for 463 River St, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,832 sqft · built 2020 |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Nov 2020) |
| Tax Bill | $7,928 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 329-140-031-000 |
| Primary APN | 329-140-031-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,832 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 463 RIVER ST |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-7625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 31 TWELVE BRIDGES VILLAGE 2A MOR EE-46 |
| Legal Subdivision | TWELVE BRIDGES VILL |
| Legal Lot Number | 31 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 23502 |
463 River St is owned and occupied by two individuals who bought it in November 2020.
Source: Placer County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 463 RIVER ST, LINCOLN, CA 95648-7625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit SAFE CU |
| Nov 23, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Deed Document Number | 2020136750 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 463 RIVER ST, LINCOLN, CA 95648-7625 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 463 RIVER ST, LINCOLN, CA 95648-7625 |
| Document Number | 0000026138 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022-0026138 |
| Name | SAFE CU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Nov 23, 2020 |
| Property Address | 463 RIVER ST, LINCOLN, CA 95648-7625 |
| Document Number | 0000136750 |
| Map Reference | MB EE PG 46 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 2020-0136750 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 463 RIVER ST, LINCOLN, CA 95648-7625 |
| Document Number | 0000136751 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020-0136751 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 463 River St was $7,928 with a homeowner's exemption.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Lincoln City |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $694,984 (+2%) Land $99,366 Building $595,618 | |
| 2025 | $7,928.00 Homeowner's exemption | $681,358 Land $97,418 Building $583,940 |
| 2023 | $8,005.00 (+1.69%) Homeowner's exemption | $654,902 Land $93,636 Building $561,266 |
| 2022 | $7,872.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 463 River St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 463 River St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004 |
|---|---|
| Water Source | Purchased surface water from PLACER CWA - FOOTHILL |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: DigitalPath, Verizon, Zeta Broadband.
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