463 Raintree Dr, Oswego, IL 60543 Property Records

Kendall County property record for 463 Raintree Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,860 sqft · built 2000
Lot Size	0.278 acres (12,091 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jun 2021)
Tax Bill	$10,890 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-11-230-014`

Property Details

APN / Parcel Number

Primary APN	`03-11-230-014`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,860 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	2,860 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,091 sqft (0.278 acres)
Lot Dimensions	130 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	463 RAINTREE DR
City	OSWEGO
State	IL
Zip	60543-7931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 191 OGDEN FALLS UNIT 2 PHASE 2 VILLAGE OF OSWEGO
Legal Subdivision	OGDEN FALLS UNIT 2 PHASE 2
Legal Lot Number	191
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2012
Census Tract	890105

Owner

463 Raintree Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	463 RAINTREE DR, OSWEGO, IL 60543-7931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Jan 12, 2001 · Amount on File
Deed Document Number	202114549
Prior Transfer Date	Nov 13, 2001
Prior Transfer Doc	0000023477
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 9, 2021
Property Address	463 RAINTREE DR, OSWEGO, IL 60543-7931
Document Number	0000014549
Map Reference	DOC 9813313
Instrument Date	May 19, 2021
Instrument	202100014549
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	463 RAINTREE DR, OSWEGO, IL 60543-7931

Mortgage

Document Number	0000014550
Date	Jun 9, 2021
Instrument	202100014550

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,288 Land $31,468 Building $126,820	$474,864 Land $94,404 Building $380,460
2024	$10,890.00
2022		$118,993 Land $23,656 Building $95,337	$356,979 Land $70,968 Building $286,011

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 463 Raintree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 463 Raintree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20