463 Princeton Ave, Elgin, IL 60123 Property Records

Kane County property record for 463 Princeton Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft · built 1978
Lot Size	0.101 acres (4,403 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Aug 2021)
Tax Bill	$3,922 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-401-010`

Property Details

APN / Parcel Number

Primary APN	`06-21-401-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	834 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	834 sqft
Basement Area	834 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	4,403 sqft (0.101 acres)
Lot Dimensions	119 ft deep x 37 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	463 PRINCETON AVE
City	ELGIN
State	IL
Zip	60123-6931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURNIDGE BROS IND PARK COLLEGE VIEW PART LOT 35 AS DESC IN DOC 1465630
Legal Subdivision	BURNIDGE BROS IND PARK COLLEGE VIEW PART
Legal Block	2
Legal Lot Number	35
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2031
Census Tract	851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	463 PRINCETON AVE, ELGIN, IL 60123-6931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Aug 16, 2021	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Aug 19, 2002
Deed Document Number	202162597
Prior Transfer Date	May 14, 2002
Prior Transfer Doc	0000101972
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	May 6, 2026
Property Address	463 PRINCETON AVE, ELGIN, IL 60123-6931
Document Number	0000018473
Instrument Date	Apr 17, 2025
Instrument	202618473
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 PRINCETON AVE, ELGIN, IL 60123-6931

Mortgage

Document Number	0000018473,
Date	May 6, 2026
Instrument	202618473

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2056

Interest

Rate	6.67%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 16, 2021
Property Address	463 PRINCETON AVE, ELGIN, IL 60123-6931
Document Number	0000062597
Instrument Date	Jul 18, 2021
Instrument	2021K062597
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 PRINCETON AVE, ELGIN, IL 60123-6931

Mortgage

Document Number	0000062598
Date	Aug 16, 2021
Instrument	2021K062598

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,922.00 (+4.92%) Homeowner's exemption	$59,410 (+8.57%) Land $14,641 Building $44,769	$178,301 (+8.57%) Land $43,941 Building $134,361
2024	$3,738.00 (+10.33%)	$54,720 (+21.39%) Land $13,485 Building $41,235	$164,226 (+21.44%) Land $40,471 Building $123,755
2022	$3,388.00 (+5.09%) Homeowner's exemption	$45,077 (+6.96%) Land $11,109 Building $33,968	$135,231 (+6.96%) Land $33,327 Building $101,904
2021	$3,224.00 Homeowner's exemption	$42,144 Land $10,386 Building $31,758	$126,432 Land $31,158 Building $95,274

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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