463 Pinehurst Rd, Ellenboro, NC 28040 Property Records

Rutherford County property record for 463 Pinehurst Rd, Ellenboro, NC 28040

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 870 sqft · built 1940
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$58,000 (Dec 2019)
Tax Bill	$388 (2022)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0321566`

Property Details

APN / Parcel Number

Primary APN	`0321566`
Alternative APNs	`321566` `4138`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	870 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	4138
Old Parcel Number	0321566
Street Address	463 PINEHURST RD
City	ELLENBORO
State	NC
Zip	28040-8699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1569006348110000; RES. WEBB CRK RD1571
Legal Block	1
Legal Lot Number	109
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1031
Census Tract	961001

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	463 PINEHURST RD, ELLENBORO, NC 28040-8699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 20, 2019	Warranty Deed, Transfer · Commercial Mortgage BANK OF THE OZARKS
Feb 22, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	0020284153
Deed Book / Page	2028 / 4153
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	463 PINEHURST RD, ELLENBORO, NC 28040-8699
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020770335
Date	Nov 29, 2023
Book Page	2077/335

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 20, 2019
Property Address	463 PINEHURST RD, ELLENBORO, NC 28040-8699
Document Number	0020284153
Book / Page	2028 / 4153
Map Reference	MB 316 PG 5
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	463 PINEHURST RD, 463, ELLENBORO, NC 28040-8699

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 PINEHURST RD, ELLENBORO, NC 28040-8699

Mortgage

Document Number	0020284156
Date	Dec 20, 2019
Instrument	2028/4156

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 22, 2019
Property Address	463 PINEHURST RD, ELLENBORO, NC 28040-8699
Document Number	0020200505
Book / Page	2020 / 0505
Map Reference	MB 147 PG 313
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$66.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	257 LAVENDER RD, 257, ELLENBORO, NC 28040-8679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 PINEHURST RD, ELLENBORO, NC 28040-8699

Mortgage

Document Number	0020200508
Date	Feb 22, 2019
Instrument	2020/0508

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$73,300 Land $19,500 Building $53,800	$73,300 Land $19,500 Building $53,800
2022	$388.00
2021	$388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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