463 Old Stage Rd, Roscommon, MI 48653 Property Records

Roscommon County property record for 463 Old Stage Rd, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	4,425 sqft · built 1960
Lot Size	0.296 acres (12,907 sqft)
Owner	Company Name on Record
Tax Bill	$6,239 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jan 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-339-018-0000`

Property Details

APN / Parcel Number

Primary APN	`004-339-018-0000`

Interior

Building Area	4,425 sqft Building Perimeter

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	12,907 sqft (0.296 acres)

Location & Zoning

Street Address	463 OLD STAGE RD
City	ROSCOMMON
State	MI
Zip	48653-9067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 243 LOT 18 LAKESIDE ASSOC LOT DESC FOR TAX PURPOSES ONLY BEING PART OF 004-006-005-0020 & 0040
Legal Subdivision	LAKESIDE ASSOCIATION
Legal Lot Number	18
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1004
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4515 GRATIOT RD, 4, SAGINAW, MI 48638-6238
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2018	Deed of Trust, Mortgage CHEMICAL BANK
Jan 25, 2017	Intrafamily Transfer, Transfer CFC TITLE SERVICES
Jan 25, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 5, 2016
Transfer Doc	1161/0691
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	463 OLD STAGE RD, ROSCOMMON, MI 48653-9067
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001165/0000000043
Date	Mar 9, 2018
Book Page	0000001165/0000000043
Instrument	201800001292

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROSCOMMON MI
Recording Date	Jan 25, 2017
Property Address	463 OLD STAGE RD, ROSCOMMON, MI 48653-9067
Document Number	1161/0692
Book / Page	1161 / 0692
Instrument Date	Dec 5, 2016
Instrument	201700000595
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	CFC TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4515 GRATIOT RD APT 4, 4515, SAGINAW, MI 48638-6238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 GRATIOT RD APT 4, 4, SAGINAW, MI 48638-6238

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROSCOMMON MI
Recording Date	Jan 25, 2017
Property Address	463 OLD STAGE RD, ROSCOMMON, MI 48653-9067
Document Number	1161/0690
Book / Page	1161 / 0690
Instrument Date	Nov 5, 2016
Instrument	201700000593
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	CFC TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4515 GRATIOT RD APT 4, 4515, SAGINAW, MI 48638-6238

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4515 GRATIOT RD, SAGINAW, MI 48638-6261

Mortgage

Document Number	1161/0691
Date	Jan 25, 2017
Book Page	1161/0691
Instrument	201700000594

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,200 (+21.83%)	$618,400 (+21.83%)
2025	$6,239.00	$253,800 (+36.38%)	$507,600 (+36.38%)
2023		$186,100	$372,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Stage Rd

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