463 Nimham Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 463 Nimham Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,044 sqft · built 2019
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Jan 2023)
Tax Bill	$10,951 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372200 10.20-1-1`

Property Details

APN / Parcel Number

Primary APN	`372200 10.20-1-1`
Alternative APNs	`220001002000010010000000` `112374`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,044 sqft Living Area
1st Floor Area	1,428 sqft
Basement Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	197 ft deep x 233 ft wide
View / Lot	Waterfront
Garage Type	Basement
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	112374
Street Address	463 NIMHAM RD
City	CARMEL
State	NY
Zip	10512-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Subdivision	MAP OF SEVEN HILLS LAKE
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	3
Census Block	3011
Census Tract	10500

Owner

Source: Putnam County and Kent Town records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	463 NIMHAM RD, CARMEL, NY 10512-3639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 27, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 25, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	2023263
Deed Book / Page	2304 / 262
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Jan 17, 2023
Property Address	463 NIMHAM RD, CARMEL, NY 10512-3639
Document Number	0023040262
Book / Page	2304 / 262
Map Reference	MAP 888
Instrument Date	Jan 10, 2023
Instrument	263-2023
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	FREEDOM LAND TITLE AGENCY INC, FREEDOM LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	463 NIMHAM RD, CARMEL, NY 10512-3639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CONCORDIA RD, MAHOPAC, NY 10541-1225

Mortgage

Document Number	0007743259
Date	Jan 17, 2023
Instrument	7743/259

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Dec 27, 2022
Property Address	463 NIMHAM RD, CARMEL, NY 10512-3639
Document Number	0023030009
Book / Page	2303 / 9
Map Reference	MAP 888
Instrument Date	Dec 9, 2022
Instrument	10856-2022
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	SURETY TITLE AGENCY INC, REALTY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 RAMBLER RD, KENT LAKES, NY 10512-3100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 RAMBLER RD, KENT LAKES, NY 10512-3100
Investor	Possibly a Property Investor

Mortgage

Document Number	0007738304
Date	Dec 27, 2022
Instrument	7738/304

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Jun 25, 2019
Property Address	463 NIMHAM RD, CARMEL, NY 10512-3639
Document Number	0021160185
Book / Page	2116 / 185
Map Reference	MAP 888
Instrument Date	Jun 19, 2019
Instrument	10922-2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PREMIER ABSTRACT LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 FAIRFIELD DR, 73, PATTERSON, NY 12563-2155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BRIDGE LN, YORKTOWN HEIGHTS, NY 10598-6612

Mortgage

Document Number	0006927238
Date	Jun 25, 2019
Instrument	6927/238

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,951.00 (-11%)	$525,000 (+54.41%) Land $88,500 Building $436,500	$525,000 (+6.24%) Land $88,500 Building $436,500
2024	$12,305.00
2023		$340,000 (-) Land $40,000 Building $300,000	$494,186 (+21.66%) Land $58,140 Building $436,046
2022		$340,000 Land $65,000 Building $275,000	$406,213 Land $77,658 Building $328,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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