463 Nila Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 463 Nila Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,887 sqft · built 1988
Lot Size	0.267 acres (11,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$717,000 (Nov 2018)
Tax Bill	$10,178 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2024 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`493-502-22-00`

Property Details

APN / Parcel Number

Primary APN	`493-502-22-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,887 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	11,638 sqft (0.267 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	463 NILA LN
City	EL CAJON
State	CA
Zip	92020-7775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-14
Legal Description	LOT 22 TR 009926
Legal Subdivision	AVOCADO HIGHLANDS
Legal Tract	009926
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	15403

Owner

Source: San Diego County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	463 NILA LN, EL CAJON, CA 92020-7775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CREDIT UNION
Mar 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALIFORNIA COAST CU
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRIK HOME MORTGAGE
Nov 16, 2018	Grant Deed, Transfer · Conventional Mortgage BRIK HM LOANS
Nov 16, 2018	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Oct 7, 2010 · Amount on Record
Deed Document Number	2018478179
Prior Transfer Date	May 3, 2006
Prior Transfer Doc	0000379399
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2026
Property Address	463 NILA LN, EL CAJON, CA 92020-7775
Document Number	0000284631
Instrument Date	Sep 24, 2026
Instrument	2026284631
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 NILA LN, EL CAJON, CA 92020-7775

Mortgage

Document Number	0000284631,
Date	Oct 1, 2026
Instrument	2026284631

Lender

Name	CALIFORNIA COAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	463 NILA LN, EL CAJON, CA 92020-7775
Transaction Type	Mortgage
Record Updated	Apr 3, 2024
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 NILA LN, EL CAJON, CA 92020-7775

Mortgage

Document Number	0000072957
Date	Mar 25, 2024
Instrument	2024-0072957

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	463 NILA LN, EL CAJON, CA 92020-7775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 NILA LN, EL CAJON, CA 92020-7775

Mortgage

Document Number	0000847242
Date	Dec 30, 2020
Instrument	2020-0847242

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	EL CAJON, CA 92020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	463 NILA LN, EL CAJON, CA 92020-7775
Document Number	0000551160
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	463 NILA LN EL CAJON CA 920207775, EL CAJON, CA 92020-7775

Mortgage

Document Number	0000551160
Date	Nov 26, 2019
Instrument	551160

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 25, 2029

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	463 NILA LN, EL CAJON, CA 92020-7775
Document Number	0000361193
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	463 NILA LN EL CAJON CA 920207775, EL CAJON, CA 92020-7775

Mortgage

Document Number	0000361193
Date	Aug 23, 2019
Instrument	361193

Lender

Name	BRIK HOME MORTGAGE
Address	540 FRONT ST, SAN DIEGO, CA 92101-6701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2018
Property Address	463 NILA LN, EL CAJON, CA 92020-7775
Document Number	0000478179
Instrument Date	Nov 7, 2018
Instrument	478179
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$788.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	463 NILA LN EL CAJON CA 920207775, EL CAJON, CA 92020-7775

Mortgage

Document Number	478180
Date	Nov 16, 2018
Instrument	478180

Lender

Name	BRIK HM LOANS
Address	LA MESA, CA 91941

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2018
Property Address	463 NILA LN, EL CAJON, CA 92020-7775
Document Number	0000478178
Instrument Date	Oct 2, 2018
Instrument	478178
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	463 NILA LN EL CAJON CA 920207775, EL CAJON, CA 92020-7775

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$815,813 (+2%) Land $212,963 Building $602,850
2025	$10,178.00 (+3.48%) Homeowner's exemption	$799,818 (+4.04%) Land $208,788 Building $591,030
2023	$9,836.00 (+0.8%) Homeowner's exemption	$768,763 Land $200,682 Building $568,081
2022	$9,758.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

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