463 N Union St, Aurora, IL 60505 Property Records

Kane County property record for 463 N Union St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,932 sqft · built 1904
Lot Size	0.183 acres (7,950 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Dec 2017)
Tax Bill	$4,152 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-23-106-002`

Property Details

APN / Parcel Number

Primary APN	`15-23-106-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	3,164 sqft
Basement Area	518 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Frame
Lot Area	7,950 sqft (0.183 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	463 N UNION ST
City	AURORA
State	IL
Zip	60505-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INNES & COULTERS ADDN : N 60 FT LOT 3 BLK 2
Legal Subdivision	INNES&COULTERS ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4005
Census Tract	853402

Owner

463 N Union St is owned and occupied by an individual who bought it in December 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	463 N UNION ST, AURORA, IL 60505-2753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Dec 14, 2017	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2017 · Amount on File
Deed Sale	Dec 14, 2017 · Amount on File
Deed Document Number	201765090
Prior Transfer Date	Nov 11, 2015
Prior Transfer Doc	0000003706
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	463 N UNION ST, AURORA, IL 60505-2753
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 N UNION ST, AURORA, IL 60505-2753

Mortgage

Document Number	0000006678
Date	Mar 1, 2024
Instrument	2024K006678

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 14, 2017
Property Address	463 N UNION ST, AURORA, IL 60505-2753
Document Number	0000065090
Instrument Date	Nov 29, 2017
Instrument	65090
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 MOUNTAIN ST AURORA IL 605052332, AURORA, IL 60505-2332

Mortgage

Document Number	65091
Date	Dec 14, 2017
Instrument	65091

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 463 N Union St was $4,152 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,152.00 Homeowner's exemption	$71,575 (+9.39%) Land $8,266 Building $63,309	$214,811 (+9.39%) Land $24,808 Building $190,003
2024		$65,431 Land $7,556 Building $57,875	$196,372 Land $22,677 Building $173,694
2022	$3,596.00 (+2.04%) Homeowner's exemption	$53,342 (+7.41%) Land $6,160 Building $47,182	$160,026 (+7.41%) Land $18,480 Building $141,546
2021	$3,524.00 Homeowner's exemption	$49,662 Land $5,735 Building $43,927	$148,986 Land $17,205 Building $131,781

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 463 N Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 463 N Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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