San Luis Obispo County property record for 463 Lucerne Rd, Cayucos, CA 93430 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 7,564 sqft (0.174 acres) |
| Tax Bill | $2,619.00 (2025) |
| Primary APN | 064-281-013 |
|---|
| Lot Area | 7,564 sqft (0.174 acres) |
|---|
| Street Address | 463 LUCERNE RD |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1042 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOCARNO TR LT 2 |
| Legal Subdivision | LOCARNO TR |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-281-013
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 463 LUCERNE RD, CAYUCOS, CA 93430-1042 |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Oct 15, 2021 | Intrafamily Transfer, Transfer |
| Mar 31, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) HOMESTREET BANK |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 12, 2021 |
| Transfer Doc | 0000070206 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 15, 2021 |
| Property Address | 463 LUCERNE RD, CAYUCOS, CA 93430-1042 |
| Document Number | 0000070206 |
| Map Reference | MB 3 PG 60 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021070206 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 463 LUCERNE RD, CAYUCOS, CA 93430-1042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 463 LUCERNE RD, CAYUCOS, CA 93430-1042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000014224 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 2017014224 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 463 LUCERNE RD, CAYUCOS, CA 93430-1042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 463 LUCERNE RD, CAYUCOS, CA 93430-1042 |
| Document Number | 0000073696 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020073696 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $244,583 (+2%) Land $96,116 Building $148,467 | |
| 2025 | $2,619.00 (+2.15%) | $239,788 (+4.04%) Land $94,232 Building $145,556 |
| 2023 | $2,564.00 (+1.79%) | $230,478 Land $90,574 Building $139,904 |
| 2022 | $2,519.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | About 1 in 325 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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