463 Granite Ter, Springfield, PA 19064 Property Records

Delaware County property record for 463 Granite Ter, Springfield, PA 19064

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,299 sqft · built 1950
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$293,500 (Jul 2019)
Tax Bill	$7,901 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-22-124:000`

Property Details

APN / Parcel Number

Primary APN	`42-22-124:000`
Alternative APN	`42-00-02127-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
1st Floor Area	1,299 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	220 ft deep x 69.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4222124000
Street Address	463 GRANITE TER
City	SPRINGFIELD
State	PA
Zip	19064-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 STY BUNG 69.87 X 220 X IRR
Legal Subdivision	G DIFRANCESCO
Jurisdiction	DELAWARE PA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3003
Census Tract	407801

Owner

463 Granite Ter is owned and occupied by two individuals who bought it in July 2019.

Source: Delaware County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	463 GRANITE TER, SPRINGFIELD, PA 19064-2917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit CITADEL FCU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Jul 10, 2019	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Prior Sale	Apr 1, 2009 · Amount on File
Deed Document Number	201936953
Deed Book / Page	6352 / 785
Prior Transfer Date	Aug 25, 2007
Prior Transfer Doc	0041950734
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	463 GRANITE TER, SPRINGFIELD, PA 19064-2917
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068980557
Date	Apr 10, 2023
Book Page	6898/557
Instrument	2023011612

Lender

Name	CITADEL FCU
Type	Credit Union
Address	EXTON, PA 19341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	463 GRANITE TER, SPRINGFIELD, PA 19064-2917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066223489
Date	Nov 20, 2020
Book Page	6622/3489
Instrument	2020065444

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Jul 10, 2019
Property Address	463 GRANITE TER, SPRINGFIELD, PA 19064-2917
Document Number	0063520785
Book / Page	06352 / 0785
Instrument Date	Jun 26, 2019
Instrument	2019036953
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	DEVON ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	463 GRANITE TER, SPRINGFIELD, PA 19064-2917

Mortgage

Document Number	63520789
Date	Jul 10, 2019
Instrument	06352/0789

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 463 Granite Ter was $7,901 with a homeowner's exemption.

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Springfield Township
Unified School District	Springfield School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,901.00 Homeowner's exemption	$263,620 (-) Land $104,760 Building $158,860	$263,620 (-) Land $104,760 Building $158,860
2025		$263,620 (-) Land $104,760 Building $158,860	$263,620 Land $104,760 Building $158,860
2024	$7,409.00 (+2.99%)	$263,620 Land $104,760 Building $158,860
2023	$7,194.00 Homeowner's exemption
2021			$263,620 (-)
2020			$263,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 463 Granite Ter in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1985–2020)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 463 Granite Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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