St. Charles County property record for 463 Fall River Ln, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,588 sqft · built 2013 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,500 (Jun 2015) |
| Tax Bill | $3,150 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T082700115 |
| Primary APN | T082700115 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,588 sqft Living Area |
| Gross Area | 2,994 sqft |
| 1st Floor Area | 1,052 sqft |
| Basement Area | 1,006 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T082700115 |
|---|---|
| Street Address | 463 FALL RIVER LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-8501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FALL RIVERS ESTS LOT 17 |
| Legal Subdivision | FALL RIVERS ESTS |
| Legal Lot Number | 17 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ST. PETERS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311221 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 463 FALL RIVER LN, SAINT CHARLES, MO 63304-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2015 · Amount on Record |
| Deed Sale | Jun 4, 2015 · Amount on Record |
| Prior Sale | Jun 26, 2013 · Amount on Record |
| Deed Document Number | 2015352870 |
| Deed Book / Page | 6366 / 791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 463 FALL RIVER LN, SAINT CHARLES, MO 63304-8501 |
| Document Number | 0073711189 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 463 FALL RIVER LN ST CHARLES MO 633048501, ST CHARLES, MO 63304-8501 |
| Document Number | 0073711189 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 007371/001189 |
| Instrument | 582860 |
| Name | NEIGHBORS CU |
|---|---|
| Address | SAINT PETERS, MO 63376 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 12, 2050 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,007 (-) | $278,984 (-) Land $40,000 Building $238,984 | |
| 2025 | $3,150.00 | $53,007 (+7.21%) | $278,984 (+7.21%) Land $40,000 Building $238,984 |
| 2023 | $49,442 | ||
| 2022 | $260,220 Land $40,000 Building $220,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 28 (1978–2025) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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