Lake County property record for 463 Edgewater Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1948 |
| Lot Size | 0.283 acres (12,332 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,900 (Nov 2020) |
| Tax Bill | $2,540 (2024) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-26-0700-000-10900 |
| Primary APN | 12-18-26-0700-000-10900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,332 sqft (0.283 acres) |
| Lot Dimensions | 92 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Utility Building | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1770190 |
|---|---|
| Street Address | 463 EDGEWATER AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | UMATILLA OSCEOLA PARK LOT 109 PB 8 PG 46 ORB 5578 PG 123 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | UMATILLA OSCEOLA PARK |
| Legal Tract | 0700 |
| Legal Lot Number | 109 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 30110 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 463 EDGEWATER AVE, UMATILLA, FL 32784-8191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Nov 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SCHONBRUN HARVEY (TE) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on Record |
| Deed Sale | Nov 6, 2020 · Amount on Record |
| Prior Sale | Jan 11, 2016 · Amount on Record |
| Deed Document Number | 2020125076 |
| Deed Book / Page | 5578 / 123 |
| Prior Transfer Date | Jun 26, 2006 |
| Prior Transfer Doc | 0032100405 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 6, 2020 |
| Property Address | 463 EDGEWATER AVE, UMATILLA, FL 32784-8191 |
| Document Number | 0055780123 |
| Book / Page | 5578 / 123 |
| Map Reference | MB 8 PG 46 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 2020125076 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | VOLUSIA TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,189.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13641 SAND BLUFF LN, 13641, GRAND ISLAND, FL 32735-8951 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 463 EDGEWATER AVE, UMATILLA, FL 32784-8191 |
| Document Number | 0005578126 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 5578/126 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 463 EDGEWATER AVE, UMATILLA, FL 32784-8191 |
| Document Number | 0054121281 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | ACURA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 463 EDGEWATER AVE UMATILLA FL 327848191, UMATILLA, FL 32784-8191 |
| Document Number | 0054121281 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 005412/001281 |
| Instrument | 11024 |
| Name | SCHONBRUN HARVEY (TE) |
|---|---|
| Address | 1802 N MORGAN ST, TAMPA, FL 33602-2328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Rate | 12.6% |
|---|
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,950 (+2.9%) | $259,085 (-) Land $87,500 Building $171,585 | |
| 2025 | $164,190 (+5.98%) Land $87,500 Building $76,690 | $259,085 (+18.63%) Land $87,500 Building $171,585 | |
| 2024 | $2,540.00 (+4.44%) | ||
| 2023 | $2,432.00 (+4.92%) Homeowner's exemption | $154,930 (+3%) | $218,391 (+16.26%) Land $52,500 Building $165,891 |
| 2022 | $2,318.00 Homeowner's exemption | $150,420 | $187,850 Land $38,500 Building $149,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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