463 E Harney Ln, Lodi, CA 95242 Property Records

San Joaquin County property record for 463 E Harney Ln, Lodi, CA 95242

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,446 sqft · built 1953
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Nov 2022)
Tax Bill	$6,543 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`058-040-080-000`

Property Details

APN / Parcel Number

Primary APN	`058-040-080-000`
Alternative APN	`058-040-08`

Exterior

Year Built	Built 1953
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	058-040-08
Street Address	463 E HARNEY LN
City	LODI
State	CA
Zip	95242-9581
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RVL
Legal Description	REDRAW 831125 FR ORIG APN 057050148
Legal Subdivision	TRACT NO 3941 GATEWAY SOUTH UNIT NO 1
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1018
Census Tract	4106

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1746, WOODBRIDGE, CA 95258-1746
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF STOCKTON
Nov 30, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Nov 30, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	2022133578
Prior Transfer Date	Nov 23, 2022
Prior Transfer Doc	0000133579
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	463 E HARNEY LN, LODI, CA 95242-9581
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000073895
Date	Apr 27, 2021
Instrument	2021-073895

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 30, 2022
Property Address	463 E HARNEY LN, LODI, CA 95242-9581
Document Number	0000133579
Map Reference	VOL 7 PG 160
Instrument Date	Nov 23, 2022
Instrument	2022-133579
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1746, WOODBRIDGE, CA 95258-1746

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 30, 2022
Property Address	463 E HARNEY LN, LODI, CA 95242-9581
Document Number	0000133578
Map Reference	VOL 7 PG 160
Instrument Date	Nov 21, 2022
Instrument	2022-133578
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1746, WOODBRIDGE, CA 95258-1746

Mortgage

Document Number	0000133580
Date	Nov 30, 2022
Instrument	2022-133580

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,543.00 (+2.49%)
2025	$6,384.00 (+511.49%)	$494,190 (+483.67%) Land $249,696 Building $244,494
2023	$1,044.00 (+2.05%) Homeowner's exemption	$84,670 Land $23,937 Building $60,733	$418,320
2022	$1,023.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ezWave, GeoLinks.

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