463 E 2nd St, Winona, MN 55987 Property Records

Winona County property record for 463 E 2nd St, Winona, MN 55987 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 924 sqft · built 1900
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on File
Last Sale$109,900 (May 2019)
Tax Bill$1,580 (2026)
Deeds & MortgagesMay 2019 Sale & Mortgage
Jan 2019 Line of Credit
APN32.300.0520

Property Details

APN / Parcel Number

Primary APN32.300.0520

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area924 sqft Living Area
1st Floor Area924 sqft
Basement Area924 sqft
Unfinished Basement924 sqft
FlooringLaminate Plank
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions140 ft deep x 25 ft wide
Garage TypeDetached
Garage Area440 sqft
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address463 E 2ND ST
CityWINONA
StateMN
Zip55987-3906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-23 TWP-107 RANGE-007 LAIRDS ADDITION LOT-004 BLOCK-009 E 1/2
Legal Range007
Legal Township107
Legal Section23
Legal SubdivisionLAIRDS ADDITION
Legal Block9
Legal Lot Number4
JurisdictionWINONA MN
Township / Civil DivisionWINONA
Census Block Group4
Census Block4019
Census Tract670600

Owner

Source: Winona County records · APN 32.300.0520

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address463 E 2ND ST, WINONA, MN 55987-3906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2019Warranty Deed, Transfer · ARM
ALTRA FCU
Jan 14, 2019Deed of Trust, Mortgage · Line of Credit
MERCHANTS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2019 · Amount on Record
Deed SaleMay 31, 2019 · Amount on Record
Prior SaleDec 30, 2016 · Amount on Record
Deed Document Number2019617100
Record UpdatedJun 08, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateMay 31, 2019
Property Address463 E 2ND ST, WINONA, MN 55987-3906
Document Number617100
Instrument DateMay 30, 2019
Instrument617100
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyTOWN N COUNTRY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$362.67
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address463 E 2ND ST, WINONA, MN 55987-3906

Mortgage

Document Number617101
DateMay 31, 2019
Instrument617101
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateJun 01, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.25%
Index1-Year CMT
Max Rate10.2%

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address463 E 2ND ST, WINONA, MN 55987-3906
Transaction TypeMortgage
Record UpdatedFeb 01, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 S MAIN ST, COCHRANE, WI 54622-9501

Mortgage

Document Number614799
DateJan 14, 2019
Instrument614799
Lender
NameMERCHANTS BANK NA
TypeBank
AddressWINONA, MN 55987
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 20, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,580.00 (+35.51%)
2025$143,800 (+6.13%) Land $24,200 Building $119,600$143,800 (+6.13%) Land $24,200 Building $119,600
2023$1,166.00 Homeowner's exemption$135,500 Land $23,300 Building $112,200$135,500 Land $23,300 Building $112,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E 2nd St

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