463 Craig Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 463 Craig Rd, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,432 sqft · built 1958
Lot Size0.69 acres (30,257 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Oct 2018)
Tax Bill$3,261 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Oct 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-41-40.-032

Property Details

APN / Parcel Number

Primary APN41-41-40.-032

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,432 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area30,257 sqft (0.69 acres)
View / LotCul-de-sac
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area48 sqft
Patio Area336 sqft
Shed1 Shed
Shed Area108 sqft
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address463 CRAIG RD
CityCINCINNATI
StateOH
Zip45244-1920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT CARMEL HEIGHTS; LOT 32
Legal SubdivisionMT CARMEL HEIGHTS
Legal Lot Number32
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group4
Census Block4011
Census Tract41405

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address463 CRAIG RD, CINCINNATI, OH 45244-1920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Oct 3, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 23, 2017Warranty Deed, Transfer · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2018 · Amount on Record
Deed SaleOct 3, 2018 · Amount on Record
Prior SaleMar 23, 2017 · Amount on Record
Deed Document Number201822447
Deed Book / Page2793 / 3190
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address463 CRAIG RD, CINCINNATI, OH 45244-1920
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address463 CRAIG RD, CINCINNATI, OH 45244-1920

Mortgage

Document Number0000003414
DateFeb 17, 2026
Book Page3015/3513
Instrument202600003414
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 9, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateOct 3, 2018
Property Address463 CRAIG RD, CINCINNATI, OH 45244-1920
Document Number0000022447
Book / Page2793 / 3190
Map ReferenceMB D PG 241
Instrument DateOct 1, 2018
Instrument201800022447
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3415 VISION DR, COLUMBUS, OH 43219-6009

Mortgage

Document Number0000022448
DateOct 3, 2018
Instrument201800022448
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateMar 23, 2017
Property Address463 CRAIG RD, CINCINNATI, OH 45244-1920
Document Number0000006528
Book / Page002696 / 001070
Instrument DateMar 15, 2017
Instrument6528
Transaction TypeTransfer
Record UpdatedMay 15, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address463 CRAIG RD CINCINNATI OH 452441920, CINCINNATI, OH 45244-1920

Mortgage

Document Number6529
DateMar 23, 2017
Book Page002696/001072
Instrument6529
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 22, 2047

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,261.00 (-49.39%)$64,790 (-) Land $15,820 Building $48,970
2024$185,100 (-) Land $45,200 Building $139,900
2023$6,444.00 (+140.9%) Homeowner's exemption$64,790 (+41.09%) Land $15,820 Building $48,970$185,100 (+41.08%) Land $45,200 Building $139,900
2022$2,675.00 Homeowner's exemption$45,920 Land $11,200 Building $34,720
2020$131,200 Land $32,000 Building $99,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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