463 Co Rd 199, Gainesville, TX 76240 Property Records

Cooke County property record for 463 Co Rd 199, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 972 sqft · built 2002
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,270 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`2890-000-00004`

Property Details

APN / Parcel Number

Primary APN	`2890-000-00004`
Alternative APN	`23472`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	972 sqft Living Area
Gross Area	2,101 sqft
1st Floor Area	972 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	116,741 sqft (2.68 acres)
Porch	Slab
Porch Area	345 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2890-000-00004
Street Address	463 COUNTY ROAD 199
City	GAINESVILLE
State	TX
Zip	76240-7367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAKE EST; LOT 4; ACRES 2.68
Legal Subdivision	WOODLAKE EST
Legal Lot Number	4
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	4
Census Block	4019
Census Tract	100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 SPURLOCK DR, KRUM, TX 76249-6825
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Sep 3, 2021	Vendor's Lien, Transfer ARMENDAREA LUPO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	463 COUNTY ROAD 199, GAINESVILLE, TX 76240-7367
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002449/300
Date	Sep 16, 2021
Book Page	2449/300
Instrument	2021-07946

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Sep 3, 2021
Property Address	463 COUNTY ROAD 199, GAINESVILLE, TX 76240-7367
Document Number	002446/717
Book / Page	2446 / 717
Map Reference	CAB A SL 320
Instrument Date	Aug 20, 2021
Instrument	2021-07609
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 SPURLOCK DR, 315, KRUM, TX 76249-6825

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Sep 3, 2021

Lender

Name	ARMENDAREA LUPO
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,270.00	$236,218 (-) Land $126,488 Building $109,730	$236,218 (-) Land $126,488 Building $109,730
2025	$3,270.00 (+8.21%)	$236,218 (+14.49%) Land $126,488 Building $109,730	$236,218 (+14.49%) Land $126,488 Building $109,730
2024	$3,022.00 (+14.69%)
2023		$206,330 Land $111,125 Building $95,205	$206,330 Land $111,125 Building $95,205
2022	$2,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 65% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Element8.

Cell Coverage

5G (outdoors only) and 4G LTE

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