Essex County and Lynn City property record for 463 Chestnut St, Lynn, MA 01902
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,777 sqft · built 1900 |
| Lot Size | 0.107 acres (4,652 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Sep 2023) |
| Tax Bill | $6,579 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:085 L:487 S:001 |
| Primary APN | B:085 L:487 S:001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,777 sqft Living Area |
| Gross Area | 3,058 sqft |
| Basement Area | 974 sqft |
| Unfinished Basement | 974 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,652 sqft (0.107 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 463 CHESTNUT ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-2721 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Block | 487 |
| Legal Lot Number | 1 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 205200 |
Source: Essex County and Lynn City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 463 CHESTNUT ST, LYNN, MA 01902-2721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage MSA LENDING LLC |
| Sep 12, 2023 | Quit Claim Deed, Transfer · FHA Mortgage MSA LENDING LLC |
| Dec 21, 2017 | Quit Claim Deed, Transfer SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on Record |
| Deed Sale | Sep 12, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2017 · Amount on Record |
| Deed Book / Page | 41755 / 108 |
| Prior Transfer Date | Sep 11, 2023 |
| Prior Transfer Doc | 041755-108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 463 CHESTNUT ST, LYNN, MA 01902-2721 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042460-370 |
|---|---|
| Date | Nov 29, 2024 |
| Book Page | 42460/370 |
| Instrument | 20241129000330 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Sep 12, 2023 |
| Property Address | 463 CHESTNUT ST, LYNN, MA 01902-2721 |
| Document Number | 041755-108 |
| Book / Page | 41755 / 108 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 20230912000290 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 463 CHESTNUT ST, LYNN, MA 01902-2721 |
| Document Number | 230912000300 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 230912000300 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Dec 21, 2017 |
| Property Address | 463 CHESTNUT ST, LYNN, MA 01902-2721 |
| Document Number | 36425-56 |
| Book / Page | 36425 / 56 |
| Instrument | 171221002800 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.36 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 463 CHESTNUT ST, LYNN, MA 01902-2721 |
| Document Number | 364250058 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 36425/0058 |
| Name | SANTANDER BANK NA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 372 Months |
| Due | Dec 21, 2048 |
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,579.00 (+7.13%) | $635,043 (+8.89%) Land $200,100 Building $434,943 | $679,616 |
| 2024 | $6,141.00 (-0.76%) | $583,200 (+5.08%) Land $180,600 Building $402,600 | |
| 2023 | $6,188.00 | $555,000 Land $180,600 Building $374,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Starry.
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