463 Bruno St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 463 Bruno St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,728 sqft · built 1936
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$64,900 (Dec 1996)
Tax Bill$5,857 (2026)
Deeds & MortgagesMar 2022 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 48.15-7-21

Property Details

APN / Parcel Number

Primary APN422800 48.15-7-21
Alternative APNs
  • 280004801500070210000000
  • 256

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,728 sqft Living Area
1st Floor Area864 sqft
2nd Floor Area864 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions125 ft deep x 45 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area300 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number256
Street Address463 BRUNO ST
CitySCHENECTADY
StateNY
Zip12306-2303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G2,2STY,ENCPR GRITZBACK BDY 1 - 124 2.-131-4
Legal Block7
Legal Lot Number21.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2010
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address463 BRUNO ST, SCHENECTADY, NY 12306-2303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
KEY BANK NA
Oct 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 1996 · Amount on Record
Deed SaleDec 12, 1996 · Amount on Record
Prior SaleDec 12, 1996 · Amount on Record
Deed Book / Page1510 / 325
Last Transfer DateMar 18, 2022
Transfer Doc0000016440
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateMar 31, 2022
Property Address463 BRUNO ST, SCHENECTADY, NY 12306-2303
Document Number0000016440
Book / Page2081 / 620
Instrument DateMar 18, 2022
Instrument202216440
Transaction TypeTransfer
Record UpdatedApr 14, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address463 BRUNO ST, SCHENECTADY, NY 12306-2303

Mortgage

Document Number0000016441
DateMar 31, 2022
Instrument202216441
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address463 BRUNO ST, SCHENECTADY, NY 12306-2303
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045855
DateOct 10, 2017
Book Page4792/740
Instrument201745855
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 1, 2042

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,857.00 (+2.06%) Homeowner's exemption
2025$5,739.00$157,000 (-) Land $7,800 Building $149,200$241,500 (+16.89%) Land $11,998 Building $229,502
2023$157,000 Land $7,800 Building $149,200$206,600 Land $10,264 Building $196,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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