463 Archaic Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 463 Archaic Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,600 sqft · built 2010
Lot Size	1.26 acres (54,894 sqft)
Owner	2 Individual Names on File
Last Sale	$175,900 (Jul 2005)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`25-29-02-356720-000520`

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356720-000520`
Alternative APNs	`022925356720000520` `22925000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,600 sqft Living Area
Gross Area	3,500 sqft
1st Floor Area	2,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	54,894 sqft
Lot Dimensions	170 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	900 sqft
Pool Type	Enclosed Pool
Porch	Unfinished Open Porch
Porch Area	337 sqft

Location & Zoning

Street Address	463 ARCHAIC DR
City	WINTER HAVEN
State	FL
Zip	33880-1677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE VILLAGE @ SPIRIT LAKE PHASE ONE PB 106 PGS 4 & 5 LYING IN A PORTION OF SECTIONS 1 & 2 T29 R25 ...LOT 52
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	VILLAGE @ SPIRIT LAKE PHASE ONE
Legal Phase	1
Legal Tract	356720
Legal Block	3
Legal Lot Number	52
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3009
Census Tract	14701

Owner

463 Archaic Dr is owned and occupied by two individuals who acquired it in April 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	463 ARCHAIC DR, WINTER HAVEN, FL 33880-1677
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 10, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2005 · Amount on File
Deed Sale	Jul 12, 2005 · Amount on File
Deed Document Number	2005163208
Deed Book / Page	6290 / 588
Last Transfer Date	Apr 4, 2023
Transfer Doc	0000080752
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	463 ARCHAIC DR, WINTER HAVEN, FL 33880-1677
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 ARCHAIC DR, WAHNETA, FL 33880-1677

Mortgage

Document Number	0000099516
Date	Apr 19, 2021
Book Page	11675/1039
Instrument	2021099516

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Apr 10, 2023
Property Address	463 ARCHAIC DR, WINTER HAVEN, FL 33880-1677
Document Number	0000080752
Book / Page	12644 / 1972
Map Reference	MB 106 PG 4&5
Instrument Date	Apr 4, 2023
Instrument	2023080752
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	463 ARCHAIC DR, WINTER HAVEN, FL 33880-1677

Tax Assessment & Valuation

The 2025 property tax bill for 463 Archaic Dr was $3,479 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,772 (+2.7%)	$458,345 (-4.12%) Land $150,000 Building $308,345
2025	$3,479.00 Homeowner's exemption	$314,286	$478,019 Land $150,000 Building $328,019
2023	$4,038.00 (+4.31%) Homeowner's exemption	$296,533 (+3%)	$477,196 (+14.78%) Land $145,000 Building $332,196
2022	$3,871.00 Homeowner's exemption	$287,896	$415,740 Land $120,000 Building $295,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 463 Archaic Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	134.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Oct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 463 Archaic Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS ACRES MOBILE HOME PARK private · serves 78 people · EPA ID FL6530677
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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