463 5th St, Aurora, IL 60505 Property Records

Kane County property record for 463 5th St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,612 sqft · built 1900
Lot Size	0.121 acres (5,280 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Aug 2001)
Tax Bill	$4,445 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-178-019`

Property Details

APN / Parcel Number

Primary APN	`15-27-178-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,612 sqft Living Area
Gross Area	2,780 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	463 5TH ST
City	AURORA
State	IL
Zip	60505-4747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARK SEMINARY ADDN S 40 FT LOTS 21 & 24 BLK 1 LOT DIMENSIONS: 40 X 132 APPROX LOT SQ FT 5280 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	CLARK SEMINARY ADDN
Legal Block	1
Legal Lot Number	21,24
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2005
Census Tract	854200

Owner

463 5th St is owned and occupied by two individuals who bought it in August 2001.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	463 5TH ST, AURORA, IL 60505-4747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2001 · Amount on File
Deed Sale	Aug 21, 2001 · Amount on File
Prior Sale	Feb 9, 2001
Deed Document Number	200186551
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	463 5TH ST, AURORA, IL 60505-4747
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045185
Date	Nov 14, 2025
Instrument	2025K045185

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company
Address	PHOENIX, AZ 85044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 13, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	463 5TH ST, AURORA, IL 60505-4747
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006840
Date	Jan 27, 2021
Instrument	2021K006840

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

The 2025 property tax bill for 463 5th St was $4,445, up 4.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,445.00 (+4.22%)	$68,066 (+9.39%) Land $6,094 Building $61,972	$204,280 (+9.39%) Land $18,289 Building $185,990
2024	$4,265.00	$62,223 Land $5,571 Building $56,652	$186,744 Land $16,720 Building $170,024
2022	$3,854.00 (+1.1%)	$50,726 (+7.41%) Land $4,542 Building $46,184	$152,178 (+7.41%) Land $13,626 Building $138,552
2021	$3,812.00	$47,227 Land $4,229 Building $42,998	$141,681 Land $12,687 Building $128,994

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 463 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 463 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Watch TV.

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures