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463 4th St, Montara, CA 94037 Property Records

San Mateo County property record for 463 4th St, Montara, CA 94037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,110 sqft · built 1991
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$1,700,000 (Jul 2024)
Tax Bill$22,091 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN036-062-140

Property Details

APN / Parcel Number

Primary APN036-062-140

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,110 sqft Living Area
Gross Area2,550 sqft
1st Floor Area1,200 sqft
2nd Floor Area910 sqft
AtticAttic
Attic Area440 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address463 4TH ST
CityMONTARA
StateCA
Zip94037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 20 BLOCK 51 FARALLONE CITY 1ST 2ND ADD
Legal SubdivisionFARALLONE CITY 1ST 2ND ADD
Legal Block51
Legal Lot Number20
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group5
Census Block5026
Census Tract613600

Owner

463 4th St is owned by two individuals who bought it in July 2024.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 370192, MONTARA, CA 94037-0192
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2024 · Amount on File
Deed SaleJul 18, 2024 · Amount on File
Prior SaleFeb 19, 2016 · Amount on File
Deed Document Number202437935
Prior Transfer DateFeb 29, 2016
Prior Transfer Doc0000022917
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address463 4TH ST, MONTARA, CA 94037
Transaction TypeMortgage
Record UpdatedJan 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address463 4TH ST, MONTARA, CA 94037

Mortgage

Document Number0000068447
DateDec 15, 2025
Instrument2025-068447
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address463 4TH ST, MONTARA, CA 94037
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072708
DateJul 27, 2020
Instrument2020-072708
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueAug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 463 4th St was $22,091.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,734,000 (+2%) Land $953,700 Building $780,300
2025$22,091.00$1,700,000 Land $935,000 Building $765,000
2023$12,579.00 (+0.86%) Homeowner's exemption$969,426 Land $484,713 Building $484,713$1,572,750
2022$12,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 463 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 463 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTARA WATER AND SANITARY DISTRICT
serves 6,088 people · EPA ID CA4110010
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: AT&T, T-Mobile.

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