46298 Mount Kellogg Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 46298 Mount Kellogg Ter, Sterling, VA 20164

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 2,340 sqft · built 2024
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Feb 2026)
Tax Bill	$5,477 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-27-9626-000`

Property Details

APN / Parcel Number

Primary APN	`020-27-9626-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,340 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	46298 MOUNT KELLOGG TER
City	STERLING
State	VA
Zip	20164-9604
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	MOUNT STERLING LAND BAY 3 LOT 15 202205090027722/3P
Legal Subdivision	STERLING LAND BAY 3
Legal Block	2
Legal Lot Number	15
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2002
Census Tract	611501

Owner

46298 Mount Kellogg Ter, a townhouse, is owned and occupied by two individuals who bought it in February 2026.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46298 MOUNT KELLOGG TER, STERLING, VA 20164-9604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on File
Deed Sale	Feb 9, 2026 · Amount on File
Prior Sale	Oct 29, 2024 · Amount on File
Deed Document Number	20266174
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Feb 9, 2026
Property Address	46298 MOUNT KELLOGG TER, STERLING, VA 20164-9604
Document Number	0000006174
Map Reference	DOC 202205090027723
Instrument Date	Feb 2, 2026
Instrument	20260209-0006174
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	EKKO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46298 MOUNT KELLOGG TER, STERLING, VA 20164-9604

Mortgage

Document Number	0000006175
Date	Feb 9, 2026
Instrument	20260209-0006175

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	SOFR Average 30-Day
Max Rate	11.1%

Tax Assessment & Valuation

The 2026 property tax bill for 46298 Mount Kellogg Ter was $5,477, up 1.5% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,477.00 (+1.54%)	$680,380 (+1.53%) Land $200,000 Building $480,380	$680,380 (+1.53%) Land $200,000 Building $480,380
2025	$5,394.00	$670,130 Land $200,000 Building $470,130	$670,130 Land $200,000 Building $470,130
2023	$1,662.00	$190,000 Land $190,000	$190,000 Land $190,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 46298 Mount Kellogg Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46298 Mount Kellogg Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000