4628 Whitegate Dr, Beavercreek (Dayton), OH 45430 Property Records

Greene County property record for 4628 Whitegate Dr, Beavercreek, OH 45430

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,522 sqft · built 1966
Lot Size0.542 acres (23,609 sqft)
OwnerIndividual Name on File
Last Sale$271,000 (Jul 2024)
Tax Bill$4,474 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNB423008016

Property Details

APN / Parcel Number

Primary APNB423008016
Alternative APN
  • B42-0003-0008.0-0016.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,522 sqft Living Area
1st Floor Area1,522 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area23,609 sqft (0.542 acres)
Lot Width85 ft Width
Garage TypeAttached
Garage Area441 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4628 WHITEGATE DR
CityBEAVERCREEK
StateOH
Zip45430-1955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONCEPT 4 SEC 8 ALL LOT 488 4628 WHITEGATE DR
Legal SubdivisionCONCEPT 4
Legal Lot Number488
JurisdictionGREENE OH
Township / Civil DivisionBEAVERCREEK
Census Block Group4
Census Block4006
Census Tract210402

Owner

Source: Greene County records · APN B423008016

Assessment roll updated March 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4628 WHITEGATE DR, BEAVERCREEK, OH 45430-1955
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Warranty Deed, Transfer · Conventional Mortgage
NFM INC
Jan 06, 2021Deed of Trust, Mortgage · Conventional with PMI
HEARTLAND FCU
Aug 31, 2018Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 19, 2024 · Amount on Record
Deed SaleJul 19, 2024 · Amount on Record
Prior SaleSep 10, 2021 · Amount on Record
Deed Document Number20249466
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENE OH
Recording DateSep 10, 2021
Property Address4628 WHITEGATE DR, BEAVERCREEK, OH 45430-1955
Document Number2021022354
Map ReferenceCAB 33 SL 20B-22A
Instrument DateAug 25, 2021
Instrument2021022354
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyNOT AVAILABLE, SOURCEPOINT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4628 WHITEGATE DR, BEAVERCREEK, OH 45430-1955

Mortgage

Document Number2021022355
DateSep 10, 2021
Instrument2021022355
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address4628 WHITEGATE DR, BEAVERCREEK, OH 45430-1955
Document Number0000001540
Instrument DateJan 06, 2021
Transaction TypeMortgage
Record UpdatedFeb 04, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4628 WHITEGATE DR BEAVERCREEK OH 454301955, BEAVERCREEK, OH 45430-1955

Mortgage

Document Number0000001540
DateJan 21, 2021
Instrument1540
Lender
NameHEARTLAND FCU
TypeCredit Union
AddressKETTERING, OH 45439
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJan 20, 2041

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENE OH
Recording DateAug 31, 2018
Property Address4628 WHITEGATE DR, BEAVERCREEK, OH 45430-1955
Document Number0000014468
Map ReferenceCAB 33 SL 20B-22A
Instrument DateAug 09, 2018
Instrument2018014468
Transaction TypeTransfer
Record UpdatedApr 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4628 WHITEGATE DR, BEAVERCREEK, OH 45430-1955

Mortgage

Document Number0000014469
DateAug 31, 2018
Instrument2018014469
Lender
NameHEARTLAND FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Greene County records · Assessment roll updated March 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityBeavercreek City
CountyGreene County
County SubdivisionBeavercreek Township
Unified School DistrictBeavercreek City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,474.00 (-1.91%)$68,500 (-) Land $14,660 Building $53,840
2024$4,561.00 (-0.5%)$68,500 (-) Land $14,660 Building $53,840
2023$4,584.00 (+16.23%)$68,500 (+25.85%) Land $14,660 Building $53,840$195,720 (+25.86%) Land $41,880 Building $153,840
2022$3,944.00$54,430 Land $12,220 Building $42,210
2020$155,510 Land $34,900 Building $120,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Greene County (39057C), updated March 28, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390572104024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 154 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemGREENE CO.-NORTHWEST REG WATER
serves 41,895 people
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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