4628 W Gate Rd, Wilmington, NC 28405 Property Records

New Hanover County property record for 4628 W Gate Rd, Wilmington, NC 28405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 2005
Lot Size	0.348 acres (15,202 sqft)
Owner	Individual Name on Record
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04207-011-008-000`

Property Details

APN / Parcel Number

Primary APN	`R04207-011-008-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 2005
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	15,202 sqft (0.348 acres)
Terrain	Above Road/Slope
Garage Type	Mixed
Garage Area	589 sqft
Carport	Carport
Carport Area	705 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Patio Area	240 sqft
Utility Building	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4628 W GATE RD
City	WILMINGTON
State	NC
Zip	28405-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR,AIRPORT RESIDENTIAL
Legal Description	LOT 12 SEC 1 GLYNNWOOD II
Legal Subdivision	GLYNNWOOD II
Legal Block	11
Legal Lot Number	12
Jurisdiction	NEW HANOVER NC
Township / Civil Division	CAPE FEAR
Census Block Group	1
Census Block	1014
Census Tract	11609

Owner

Source: New Hanover County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4628 W GATE RD, WILMINGTON, NC 28405-1034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Apr 17, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021
Deed Sale	Sep 14, 2021
Prior Sale	Feb 12, 2015 · Amount on Record
Deed Document Number	629066
Deed Book / Page	6406 / 1097
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	2021004550
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jan 29, 2021
Property Address	4628 W GATE RD, WILMINGTON, NC 28405-1034
Document Number	0064061097
Book / Page	006406 / 001097
Instrument Date	Jan 22, 2021
Instrument	4550
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 W GATE RD WILMINGTON NC 284051034, WILMINGTON, NC 28405-1034

Mortgage

Document Number	64061099
Date	Jan 29, 2021
Book Page	006406/001099
Instrument	4551

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	4628 W GATE RD, WILMINGTON, NC 28405-1034
Document Number	0063041479
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4628 W GATE RD WILMINGTON NC 284051034, WILMINGTON, NC 28405-1034

Mortgage

Document Number	0063041479
Date	Apr 23, 2020
Book Page	006304/001479
Instrument	14477

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Interest

Rate	5%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,469.00 (+5.08%)	$368,700 (+45.44%) Land $51,600 Building $317,100	$368,700 (+45.44%) Land $51,600 Building $317,100
2024	$1,398.00 (+0.43%)
2023	$1,392.00 (-0.93%)	$253,500 Land $39,500 Building $214,000	$253,500 Land $39,500 Building $214,000
2022	$1,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	9 (2018)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile.

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