4628 S 187th St, Omaha, NE 68135 Property Records

Douglas County property record for 4628 S 187th St, Omaha, NE 68135

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,480 sqft · built 1994
Lot Size	5.27 acres (229,561 sqft)
Owner	2 Trust Names on File
Last Sale	$1,300,000 (Jun 2026)
Tax Bill	$11,846 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`2874-0316-23`

Property Details

APN / Parcel Number

Primary APN	`2874-0316-23`
Alternative APNs	`R2328740316` `2328740316`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,480 sqft Living Area
Gross Area	6,188 sqft
Basement Area	1,620 sqft
Finished Basement	1,210 sqft
Unfinished Basement	410 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	229,561 sqft (5.27 acres)
Garage Type	Attached
Garage Area	938 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Covered Slab
Porch Area	886 sqft
Deck Area	1,000 sqft
Patio Area	794 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2328740316
Street Address	4628 S 187TH ST
City	OMAHA
State	NE
Zip	68135-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	TOWNE RANCH ESTATES LOT 9 BLOCK 0 IRREG
Legal Subdivision	TOWNE RANCH ESTATES
Legal Lot Number	9
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	1
Census Block	1001
Census Tract	7516

Owner

4628 S 187th St is owner-occupied and held in a trust since June 2026.

Source: Douglas County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4628 S 187TH ST, OMAHA, NE 68135-1815
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit COBALT CU
Jun 12, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 21, 2021	Deed of Trust, Mortgage · Line of Credit COBALT CU
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage COBALT CU
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	202646253
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 11, 2026
Property Address	4628 S 187TH ST, OMAHA, NE 68135-1815
Document Number	0000070684
Instrument Date	Aug 11, 2026
Instrument	202670684
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4628 S 187TH ST, OMAHA, NE 68135-1815

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 2, 2026
Property Address	4628 S 187TH ST, OMAHA, NE 68135-1815
Document Number	0000046253
Instrument Date	May 15, 2026
Instrument	202646253
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304,616.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 S 187TH ST, OMAHA, NE 68135-1815

Mortgage

Document Number	0000046254,
Date	Jun 2, 2026
Instrument	202646254

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	4628 S 187TH ST, OMAHA, NE 68135-1815
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038379
Date	Apr 15, 2022
Instrument	2022038379

Lender

Name	COBALT CU
Type	Credit Union
Address	PAPILLION, NE 68046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	4628 S 187TH ST, OMAHA, NE 68135-1815
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019042218
Date	Jun 12, 2019
Instrument	2019042218

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	4628 S 187TH ST, OMAHA, NE 68135-1815
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021038751
Date	Mar 25, 2021
Instrument	2021038751

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	4628 S 187TH ST, OMAHA, NE 68135-1815
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021066327
Date	May 21, 2021
Instrument	2021066327

Lender

Name	COBALT CU
Type	Credit Union
Address	PAPILLION, NE 68046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	4628 S 187TH ST, OMAHA, NE 68135-1815
Document Number	0000082525
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4628 S 187TH ST OMAHA NE 681351815, OMAHA, NE 68135-1815

Mortgage

Document Number	0000082525
Date	Aug 3, 2020
Instrument	82525

Lender

Name	COBALT CU
Address	PAPILLION, NE 68046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 2, 2040

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 16, 2018
Property Address	4628 S 187TH ST, OMAHA, NE 68135-1815
Document Number	2018055382
Instrument Date	Jul 11, 2018
Instrument	2018055382
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	NEBRASKA LAND TITLE & ABSTRA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Mortgage

Document Number	2018055383
Date	Jul 16, 2018
Instrument	2018055383

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4628 S 187th St was $11,846, up 9.7% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,846.00 (+9.65%)	$726,500 Land $210,800 Building $515,700	$726,500 Land $210,800 Building $515,700
2024	$10,803.00 (-17.28%)
2023	$13,060.00 (+10.57%)	$656,000 Land $210,800 Building $445,200	$656,000 Land $210,800 Building $445,200
2022	$11,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4628 S 187th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4628 S 187th St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 50% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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