4628 Rustling Woods Dr, Denver, NC 28037 Property Records

Lincoln County property record for 4628 Rustling Woods Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,696 sqft · built 2001
Lot Size	0.747 acres (32,539 sqft)
Owner	2 Individual Names on File
Last Sale	$2,200,000 (Apr 2025)
Tax Bill	$9,789 (2026)
Deeds & Mortgages	Aug 2023 Sale Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4614-59-3740`

Property Details

APN / Parcel Number

Primary APN	`4614-59-3740`
Alternative APNs	`461407593740` `255569` `303900` `309589` `77922`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,696 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	32,539 sqft (0.747 acres)
Loading Dock	532 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	309589
Street Address	4628 RUSTLING WOODS DR
City	DENVER
State	NC
Zip	28037-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#269 SAILVIEW SUB
Legal Subdivision	SAILVIEW
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2004
Census Tract	71203

Owner

4628 Rustling Woods Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4628 RUSTLING WOODS DR, DENVER, NC 28037-5600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Warranty Deed, Transfer MS TITLE AGENCY LLC, LM TITLE AGENCY LLC
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on File
Deed Sale	Apr 1, 2025 · Amount on File
Prior Sale	Aug 3, 2023 · Amount on File
Deed Document Number	2025692458
Deed Book / Page	3396 / 903
Prior Transfer Date	May 9, 2024
Prior Transfer Doc	0003323475
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 3, 2023
Property Address	4628 RUSTLING WOODS DR, DENVER, NC 28037-5600
Document Number	0003267634
Book / Page	3267 / 634
Map Reference	MB 10 PG 399
Instrument Date	Aug 2, 2023
Instrument	670272
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	MS TITLE AGENCY LLC, LM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$3,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1215 MARINA VILLAGE CIR # CIR202, CIR202, VERO BEACH, FL 32967-7049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 RUSTLING WOODS DR, DENVER, NC 28037-5600

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4628 RUSTLING WOODS DR, DENVER, NC 28037-5600
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003142345
Date	Mar 4, 2022
Book Page	3142/345
Instrument	648435

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4628 RUSTLING WOODS DR, DENVER, NC 28037-5600
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003142381
Date	Mar 4, 2022
Book Page	3142/381
Instrument	648440

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4628 Rustling Woods Dr was $9,789, up 0.6% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,789.00 (+0.64%)	$1,584,780 (-) Land $553,158 Building $1,031,622	$1,584,780 (-) Land $553,158 Building $1,031,622
2025	$9,727.00	$1,584,780 Land $553,158 Building $1,031,622	$1,584,780 Land $553,158 Building $1,031,622
2023	$9,676.00 (+23.65%)	$1,584,780 (+51.46%) Land $553,158 Building $1,031,622	$1,584,780 (+51.46%) Land $553,158 Building $1,031,622
2022	$7,825.00	$1,046,360 Land $415,868 Building $630,492	$1,046,360 Land $415,868 Building $630,492

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4628 Rustling Woods Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4628 Rustling Woods Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rustling Woods Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures