4628 Oak St, Macclenny, FL 32063 Property Records

Baker County property record for 4628 Oak St, Macclenny, FL 32063

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,428 sqft · built 1976
Lot Size	1 acres (43,558 sqft)
Owner	Individual Name on Record
Last Sale	$173,000 (Aug 2025)
Tax Bill	$532 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-3S-22-0048-0011-0030`

Property Details

APN / Parcel Number

Primary APN	`08-3S-22-0048-0011-0030`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	1,428 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,558 sqft (1 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	90 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4628 OAK ST
City	MACCLENNY
State	FL
Zip	32063-7304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 3 BLK 11 MACCLENNY II PB 2 P 55 DESC IN OR 2025-4445 POM 134D
Legal Range	22E
Legal Township	3S
Legal Section	8
Legal Subdivision	MACCLENNY II
Legal Block	11
Legal Lot Number	3
Jurisdiction	BAKER FL
Township / Civil Division	MACCLENNY
Census Block Group	3
Census Block	3004
Census Tract	40102

Owner

Source: Baker County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4628 OAK ST, MACCLENNY, FL 32063-7304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Aug 8, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Deed Document Number	20254445
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Recording Date	Apr 1, 2026
Property Address	4628 OAK ST, MACCLENNY, FL 32063-7304
Document Number	0000002021
Instrument Date	Mar 26, 2026
Instrument	20262021
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 OAK ST, MACCLENNY, FL 32063-7304
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002021,
Date	Apr 1, 2026
Instrument	20262021

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	5.98%
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAKER FL
Recording Date	Aug 8, 2025
Property Address	4628 OAK ST, MACCLENNY, FL 32063-7304
Document Number	0000004445
Map Reference	MB 2 PG 55
Instrument Date	Aug 6, 2025
Instrument	202500004445
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	UNKNOWN, BAKER T&E COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8125 N YELLOW PINE CIR, GLEN ST MARY, FL 32040-3717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 OAK ST, MACCLENNY, FL 32063-7304

Mortgage

Document Number	0000004446
Date	Aug 8, 2025
Instrument	202500004446

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAKER FL
Property Address	4628 OAK ST, MACCLENNY, FL 32063-7304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000008
Date	Jan 2, 2019
Instrument	201900000008

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baker County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Baker County
Unified School District	Baker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$532.00 (+3.1%)	$98,877 (+2.9%)	$199,674 (+5.93%) Land $35,000 Building $164,674
2024	$516.00 (+1.98%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$96,090 (+3%)	$188,502 (+1.53%) Land $33,600 Building $154,902
2023	$506.00 (-3.62%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$93,291 (+3%)	$185,656 (+6.66%) Land $33,600 Building $152,056
2022	$525.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$90,574	$174,067 Land $33,600 Building $140,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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