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4628 NE Cubitis Ave, Arcadia, FL 34266 Property Records

DeSoto County property record for 4628 NE Cubitis Ave, Arcadia, FL 34266

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,062 sqft · built 1960
Lot Size0.196 acres (8,537 sqft)
Owner2 Individual Names on Record
Last Sale$179,000 (Jul 2022)
Tax Bill$1,035 (2024)
Deeds & MortgagesAug 2026 Mortgage
Jul 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-37-25-0050-00B0-0110

Property Details

APN / Parcel Number

Primary APN17-37-25-0050-00B0-0110
Alternative APN
  • 15958

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,062 sqft Living Area
1st Floor Area902 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,537 sqft (0.196 acres)
Garage TypeCarport
Garage Area253 sqft
CarportCarport
Carport Area253 sqft
DrivewayAsphalt Driveway
Driveway Area1,262 sqft

Exterior Amenities

PorchFlorida Room
Porch Area148 sqft
Patio Area77 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Street Address4628 NE CUBITIS AVE
CityARCADIA
StateFL
Zip34266-5622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionARCADIA SUBURB LOT 11 BLK B INST:200914000993 INST:201114010537 INST:201114010744 INST:202014004885 INST:202214003309 INST:202214006010
Legal Range25E
Legal Township37S
Legal Section17
Legal SubdivisionARCADIA SUB
Legal Tract0050
Legal BlockB
Legal Lot Number11
JurisdictionDE SOTO FL
Township / Civil DivisionARCADIA EAST
Census Block Group3
Census Block3043
Census Tract10101

Owner

Source: DeSoto County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4628 NE CUBITIS AVE, ARCADIA, FL 34266-5622
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · FHA Mortgage
LIBERTY LENDING INC
Jul 22, 2022Warranty Deed, Transfer · VA Mortgage
NTFN INC
Apr 22, 2022Warranty Deed, Transfer
ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT AND TTL CO
Aug 24, 2020Warranty Deed, Transfer · VA Mortgage
NTFN INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2022 · Amount on Record
Deed SaleJul 22, 2022 · Amount on Record
Prior SaleApr 22, 2022 · Amount on Record
Deed Document Number20226010
Prior Transfer DateFeb 4, 2009
Prior Transfer Doc0000000993
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE SOTO FL
Recording DateAug 10, 2026
Property Address4628 NE CUBITIS AVE, ARCADIA, FL 34266-5622
Document Number0000005388
Instrument DateJul 27, 2026
Instrument20265388
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4628 NE CUBITIS AVE, ARCADIA, FL 34266-5622

Mortgage

Document Number0000005388,
DateAug 10, 2026
Instrument20265388
Lender
NameLIBERTY LENDING INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.49%
Max Rate-1%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE SOTO FL
Recording DateJul 22, 2022
Property Address4628 NE CUBITIS AVE, ARCADIA, FL 34266-5622
Document Number0014006010
Map ReferenceMB 6 PG 64
Instrument DateJul 19, 2022
Instrument202214006010
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyARCADIA ABSTRACT & TTL CO IN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,253.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 N LUTHER AVE, 1, ARCADIA, FL 34266-4859

Transferred To (Grantee/Buyer)

NameVerified Name
Address4628 NE CUBITIS AVE, ARCADIA, FL 34266-5622

Mortgage

Document Number0014006011
DateJul 22, 2022
Instrument202214006011
Lender
NameNTFN INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Mortgage

Document Number0014006012
DateJul 22, 2022
Instrument202214006012
Lender
NameNTFN INC
TypeMortgage Company
AddressPLANO, TX 75093
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE SOTO FL
Recording DateApr 22, 2022
Property Address4628 NE CUBITIS AVE, ARCADIA, FL 34266-5622
Document Number0014003309
Map ReferenceMB 6 PG 64
Instrument DateApr 22, 2022
Instrument202214003309
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT AND TTL CO

Transaction

AmountAmount Recorded
Tax$945.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1274, ARCADIA, FL 34265-1274

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 N LUTHER AVE, ARCADIA, FL 34266-4859

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE SOTO FL
Recording DateAug 24, 2020
Property Address4628 NE CUBITIS AVE, ARCADIA, FL 34266-5622
Document Number0014004885
Map ReferenceMB 6 PG 64
Instrument DateAug 24, 2020
Instrument202014004885
Transaction TypeTransfer
Record UpdatedMay 13, 2021
Title CompanyARCADIA ABSTRACT & TTL CO IN

Transaction

AmountAmount Recorded
Tax$805.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25180 LAHORE LN, 25180, PUNTA GORDA, FL 33983-5922

Transferred To (Grantee/Buyer)

NameVerified Name
Address4628 NE CUBITIS AVE, ARCADIA, FL 34266-5622

Mortgage

Document Number0014004886
DateAug 24, 2020
Instrument202014004886
Lender
NameNTFN INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of June 4, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$110,032 (+2.81%) Land $15,000 Building $95,032$110,032 (+2.81%) Land $15,000 Building $95,032
2024$1,035.00 (+4.76%)$107,020 (+2.96%) Land $15,000 Building $92,020$107,020 (+2.96%) Land $15,000 Building $92,020
2023$988.00 (-43.19%) Homeowner's exemption Disabled Person's exemption Additional exemption filed$103,942 (+6.73%) Land $15,000 Building $88,942$103,942 (+6.73%) Land $15,000 Building $88,942
2022$1,739.00$97,392 Land $15,000 Building $82,392$97,392 Land $15,000 Building $82,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Nearby Flood Policies33 in force
Nearby Flood Claims89 (1978–2022)
Claims Outside the SFHA4 of 89
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 13 claims
  • Hurricane Irma, Sep 2017 · 13 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 41% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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