4628 NE 220th Ter, Earleton, FL 32631 Property Records

Alachua County property record for 4628 NE 220th Ter, Earleton, FL 32631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,353 sqft · built 2005
Lot Size	4.33 acres (188,615 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,000 (Sep 2017)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`18857-010-059`

Property Details

APN / Parcel Number

Primary APN	`18857-010-059`
Alternative APNs	`01128100000` `1098027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,353 sqft Living Area
Gross Area	1,727 sqft
1st Floor Area	1,353 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	188,615 sqft (4.33 acres)
Garage Type	Attached
Garage Area	374 sqft
Driveway	Driveway
Driveway Area	145 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	575 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4628 NE 220TH TER
City	EARLETON
State	FL
Zip	32631-6832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LAKE ELIZABETH REPLAT PB L-8 LOTS 58 & 59 OR 4542/1725
Legal Range	22E
Legal Township	09S
Legal Section	22
Legal Subdivision	LAKE ELIZABETH REPLAT
Legal Lot Number	58,59
Jurisdiction	ALACHUA FL
Township / Civil Division	HAWTHORNE
Census Block Group	1
Census Block	1010
Census Tract	2002

Owner

Source: Alachua County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4628 NE 220TH TER, EARLETON, FL 32631-6832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Sep 1, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	Apr 26, 2016
Deed Document Number	20173079424
Deed Book / Page	4542 / 1725
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Recording Date	Sep 30, 2026
Property Address	4628 NE 220TH TER, EARLETON, FL 32631-6832
Document Number	0003715912
Book / Page	5294 / 1157
Instrument Date	Sep 24, 2026
Instrument	20263715912
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003715912,
Date	Sep 30, 2026
Book Page	5294/1157
Instrument	20263715912

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Sep 1, 2017
Property Address	4628 NE 220TH TER, EARLETON, FL 32631-6832
Document Number	0045421725
Book / Page	004542 / 001725
Instrument Date	Aug 31, 2017
Instrument	3079424
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4628 NE 220TH TER EARLETON FL 326316832, EARLETON, FL 32631-6832

Mortgage

Document Number	45421727
Date	Sep 1, 2017
Book Page	004542/001727
Instrument	3079425

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,411.00 (+2.51%) Homeowner's exemption	$139,463 (+5.99%)	$211,643 (-0.9%) Land $53,750 Building $265,393
2024	$2,352.00 (+3.07%)
2023	$2,282.00 (+5.26%) Homeowner's exemption Senior Citizen's exemption	$131,585 (+3%)	$213,557 (+1.55%) Land $53,750 Building $159,807
2022	$2,168.00 Homeowner's exemption	$127,753	$210,300 Land $67,500 Building $142,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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