4628 Boston St, Sebring, FL 33872 Property Records

Highlands County property record for 4628 Boston St, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,016 sqft · built 2007
Lot Size	0.291 acres (12,690 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jan 2018)
Tax Bill	$3,476 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C044804070400260`

Property Details

APN / Parcel Number

Primary APN	`C044804070400260`
Alternative APN	`C-04-34-28-040-7040-0260`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,016 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	1,382 sqft
Upper Floors Area	1,760 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,690 sqft (0.291 acres)
Garage Type	Attached
Garage Area	378 sqft
Driveway	Concrete Driveway
Driveway Area	544 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4628 BOSTON ST
City	SEBRING
State	FL
Zip	33872-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN N LAKE EST OF SEBRING UNIT 4 PB 15 PG 65 LOT 26 BLK 704
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	704
Legal Lot Number	26
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2141
Census Tract	960503

Owner

Source: Highlands County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4628 BOSTON ST, SEBRING, FL 33872-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Mar 17, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 29, 2018	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Prior Sale	May 24, 2011 · Amount on Record
Deed Document Number	201881977
Deed Book / Page	2618 / 820
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 22, 2026
Property Address	4628 BOSTON ST, SEBRING, FL 33872-2201
Document Number	0002322583
Book / Page	3206 / 1179
Instrument Date	Jul 10, 2026
Instrument	20262322583
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 BOSTON ST, SEBRING, FL 33872-2201

Mortgage

Document Number	0002322583,
Date	Jul 22, 2026
Book Page	3206/1179
Instrument	20262322583

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 5, 2046

Interest

Rate	6.52%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4628 BOSTON ST, SEBRING, FL 33872-2201
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 BOSTON ST, SEBRING, FL 33872-2201

Mortgage

Document Number	0002141648
Date	Mar 17, 2023
Book Page	2963/523
Instrument	2141648

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Oct 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 29, 2018
Property Address	4628 BOSTON ST, SEBRING, FL 33872-2201
Document Number	0001881977
Book / Page	002618 / 000820
Instrument Date	Jan 24, 2018
Instrument	1881977
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	HEARTLAND TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 BOSTON ST SEBRING FL 338722201, SEBRING, FL 33872-2201

Mortgage

Document Number	1881978
Date	Jan 29, 2018
Book Page	002618/000822
Instrument	1881978

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,476.00 (+35.99%) Homeowner's exemption	$204,491 (+5.99%)	$297,224 (-15.61%) Land $14,500 Building $282,724
2024	$2,556.00 (+2.57%)
2023	$2,492.00 (+1.63%) Homeowner's exemption	$192,940 (+3%)	$352,206 (+32.39%) Land $11,500 Building $340,706
2022	$2,452.00 Homeowner's exemption	$187,320	$266,040 Land $4,000 Building $262,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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