4628 Belvedere Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4628 Belvedere Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,948 sqft · built 2016
Lot Size	0.238 acres (10,367 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Jun 2016)
Tax Bill	$2,007 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-1N-29-5433-00A00-0320`

Property Details

APN / Parcel Number

Primary APN	`09-1N-29-5433-00A00-0320`
Alternative APN	`N29109543300A000320`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,948 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,948 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	110 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	218 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4628 BELVEDERE CIR
City	PACE
State	FL
Zip	32571-1173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TIBURON EAST LOT 32 BLK A AS DES IN OR 3530 PG 1389
Legal Range	29W
Legal Township	1N
Legal Section	09
Legal Subdivision	TIBURON EAST
Legal Block	A
Legal Lot Number	32
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	3
Census Block	3001
Census Tract	10708

Owner

4628 Belvedere Cir is owned and occupied by an individual who bought it in June 2016.

Source: Santa Rosa County records, as of April 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4628 BELVEDERE CIR, PACE, FL 32571-1173
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit PENAIR CU
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2016 · Amount on File
Deed Sale	Jun 20, 2016 · Amount on File
Deed Document Number	201623698
Deed Book / Page	3530 / 1389
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4628 BELVEDERE CIR, PACE, FL 32571-1173
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 BELVEDERE CIR, PACE, FL 32571-1173

Mortgage

Document Number	0047200438
Date	Mar 16, 2026
Book Page	4720/438
Instrument	202612926

Lender

Name	PENAIR CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4628 BELVEDERE CIR, PACE, FL 32571-1173
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 BELVEDERE CIR, PACE, FL 32571-1173

Mortgage

Document Number	0042500944
Date	Feb 25, 2022
Book Page	4250/944
Instrument	202211259

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,167 (+2.9%)	$270,331 (+3.76%) Land $50,000 Building $220,331
2024	$2,007.00 (+5.35%) Homeowner's exemption	$190,638 (+3%)	$260,543 (+0.76%) Land $44,000 Building $216,543
2023	$1,905.00 (+2.86%) Homeowner's exemption	$185,085 (+3%)	$258,589 (+3.57%) Land $44,000 Building $214,589
2022	$1,852.00 Homeowner's exemption	$179,694	$249,672 Land $37,000 Building $212,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4628 Belvedere Cir in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	18 (1993–2020)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4628 Belvedere Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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