Hennepin County property record for 4628 31st Ave S, Minneapolis, MN 55406
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.75 ba · 2,598 sqft · built 1937 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,900 (May 2007) |
| Tax Bill | $13,370 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-028-24-11-0050 |
| Primary APN | 13-028-24-11-0050 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,598 sqft Living Area |
| Gross Area | 3,494 sqft |
| 1st Floor Area | 1,348 sqft |
| Basement Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4628 31ST AVE S |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55406-3811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 008 BLOCK 004 A THORPE BROS NOKOMIS TERRACE ADDN 40.00 X 126.00 |
| Legal Range | 24 |
| Legal Township | 028 |
| Legal Section | 13 |
| Legal Quarter | 11 |
| Legal Subdivision | THORPE BROS NOKOMIS TERRACE ADDN |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNEAPOLIS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 111100 |
4628 31st Ave S is owned and occupied by two individuals who bought it in May 2007.
Source: Hennepin County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4628 31ST AVE S, MINNEAPOLIS, MN 55406-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · SBA Mortgage SUNRISE BANK |
| Apr 28, 2021 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Nov 13, 2020 | Loan Modification, Mortgage MERCHANTS BK |
| Aug 4, 2020 | Loan Modification, Mortgage MERCHANTS BK |
| Jul 17, 2019 | Deed of Trust, Construction Loan · Construction Mortgage MERCHANTS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2007 · Amount on File |
| Deed Sale | May 2, 2007 · Amount on File |
| Deed Document Number | 2007954464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4628 31ST AVE S, MINNEAPOLIS, MN 55406-3811 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A11015957 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | A11015957 |
| Name | SUNRISE BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55108 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 26, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4628 31ST AVE S, MINNEAPOLIS, MN 55406-3811 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4628 31ST AVE S, MINNEAPOLIS, MN 55406-3811 |
| Document Number | 0A10953668 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | A10953668 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4628 31ST AVE S, MINNEAPOLIS, MN 55406-3811 |
| Document Number | 0010884186 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4628 31ST AVE S MINNEAPOLIS MN 554063811, MINNEAPOLIS, MN 55406-3811 |
| Document Number | 0010884186 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 10884186 |
| Name | MERCHANTS BK |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Dec 10, 2021 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4628 31ST AVE S, MINNEAPOLIS, MN 55406-3811 |
| Document Number | 0010873012 |
| Instrument Date | Aug 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4628 31ST AVE S MINNEAPOLIS MN 554063811, MINNEAPOLIS, MN 55406-3811 |
| Document Number | 0010873012 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 10873012 |
| Name | MERCHANTS BK |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 17, 2019 |
| Property Address | 4628 31ST AVE S, MINNEAPOLIS, MN 55406-3811 |
| Document Number | 0010679849 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 10679849 |
| Transaction Type | Construction Loan |
| Record Updated | May 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4628 31ST AVE S MINNEAPOLIS MN 554063811, MINNEAPOLIS, MN 55406-3811 |
| Document Number | 0010679849 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 10679849 |
| Name | MERCHANTS BK |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 16, 2020 |
The 2025 property tax bill for 4628 31st Ave S was $13,370.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minneapolis City |
| Unified School District | Minneapolis Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,370.00 | $799,200 Land $220,000 Building $579,200 | $799,200 Land $220,000 Building $579,200 |
| 2023 | $10,574.00 Homeowner's exemption | ||
| 2022 | $749,000 Land $174,000 Building $575,000 | $749,000 Land $174,000 Building $575,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4628 31st Ave S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1987–1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 1997 · Severe Storms, Tornadoes, High Winds, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4628 31st Ave S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minneapolis serves 425,300 people · EPA ID MN1270024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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