4627 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4627 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,632 sqft · built 1952
Lot Size	0.141 acres (6,120 sqft)
Owner	Individual Name on File
Last Sale	$136,591 (Jun 2026)
Tax Bill	$2,732 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-34-0119-0016`

Property Details

APN / Parcel Number

Primary APN	`007-26-34-0119-0016`
Alternative APNs	`45-02-25-436-010.000-023` `263401190016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2000
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,120 sqft (0.141 acres)
Lot Dimensions	136 ft deep x 45 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4627 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOFFMANS 3RD ADD. L.13 BL.14 N. 20 FT. L.14 BL.14
Legal Subdivision	HOFFMANS 3RD ADD
Legal Block	14
Legal Lot Number	13
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4016
Census Tract	20400

Owner

4627 Torrence Ave is owned and occupied by an individual who bought it in June 2026.

Source: Lake County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4627 TORRENCE AVE, HAMMOND, IN 46327-1669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Deed Document Number	2026524218
Prior Transfer Date	Jun 2, 2026
Prior Transfer Doc	0000524218
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 11, 2026
Property Address	4627 TORRENCE AVE, HAMMOND, IN 46327-1669
Document Number	0000524218
Instrument Date	Jun 2, 2026
Instrument	2026524218
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4627 TORRENCE AVE, HAMMOND, IN 46327-1669
Investor	Possibly a Property Investor

Mortgage

Document Number	0000524219,
Date	Jun 11, 2026
Instrument	2026524219

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 11, 2026
Property Address	4627 TORRENCE AVE, HAMMOND, IN 46327-1669
Document Number	0000024218
Instrument Date	Jun 2, 2026
Instrument	2026524218
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4627 TORRENCE AVE, HAMMOND, IN 46327-1669
Investor	Possibly a Property Investor

Mortgage

Document Number	0000524219,
Date	Jun 11, 2026
Instrument	2026524219

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,900 Land $24,200 Building $101,700	$125,900 Land $24,200 Building $101,700
2024	$2,732.00
2023		$98,300 (+6.04%) Land $23,000 Building $75,300	$98,300 (+6.04%) Land $23,000 Building $75,300
2022	$2,484.00	$92,700 Land $23,000 Building $69,700	$92,700 Land $23,000 Building $69,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4627 Torrence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4627 Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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