Okaloosa County property record for 4626 Sunsail Cir, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,975 sqft · built 1999 |
| Lot Size | 0.145 acres (6,328 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $143,200 (Aug 1999) |
| Tax Bill | $4,557 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4977-7 |
| Primary APN | C56-000-589-4977-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,975 sqft Heated Area |
| Gross Area | 2,411 sqft |
| 1st Floor Area | 1,645 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 6,328 sqft (0.145 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4626 SUNSAIL CIR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-4756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSAIL S/D LOT 61 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | SUNSAIL S/D |
| Legal Lot Number | 61 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 4626 SUNSAIL CIR, DESTIN, FL 32541-4756 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit EGLIN FEDERAL CREDIT UNION |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 1999 · Amount on Record |
| Deed Sale | Aug 31, 1999 · Amount on Record |
| Deed Document Number | 0022222711 |
| Deed Book / Page | 2222 / 2711 |
| Last Transfer Date | Sep 1, 1999 |
| Transfer Doc | 0022222711 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 7, 2026 |
| Property Address | 4626 SUNSAIL CIR, DESTIN, FL 32541-4756 |
| Document Number | 0003809035 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20263809035 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4626 SUNSAIL CIR, DESTIN, FL 32541-4756 |
| Document Number | 0003809035, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20263809035 |
| Name | EGLIN FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4626 SUNSAIL CIR, DESTIN, FL 32541-4756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034710987 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 3471/987 |
| Instrument | 3368298 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,557.00 (+5.58%) Homeowner's exemption | $423,838 (+5.99%) | $431,557 (+7.92%) Land $194,761 Building $236,796 |
| 2023 | $4,316.00 (+8.12%) Homeowner's exemption | $399,896 (+10.04%) Land $130,902 Building $268,994 | $399,896 (+10.04%) Land $130,902 Building $268,994 |
| 2022 | $3,992.00 | $363,405 Land $119,002 Building $244,403 | $363,405 Land $119,002 Building $244,403 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1999) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures