4626 Ridge Cliff Dr, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4626 Ridge Cliff Dr, Eagan, MN 55122 · Last verified June 2026

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,389 sqft · built 1986
Lot Size0.042 acres (1,824 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Mar 2023)
Tax Bill$2,889 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-39803-08-020

Property Details

APN / Parcel Number

Primary APN10-39803-08-020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,389 sqft Living Area
Gross Area1,873 sqft
1st Floor Area1,005 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1992
Architectural StyleTownhouse
Construction TypeWood
Lot Area1,824 sqft (0.042 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4626 RIDGE CLIFF DR
CitySAINT PAUL
StateMN
Zip55122-2729
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionJOHNNY CAKE RIDGE 4TH ADD 2 8 SUBJ TO CIC #686 & INTEREST ATTRIBUTABLE TO COMMON AREA
Legal SubdivisionJOHNNY CAKE RIDGE 4TH ADD
Legal Block8
Legal Lot Number20
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group2
Census Block2002
Census Tract60734

Owner

Source: Dakota County records · APN 10-39803-08-020

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4626 1/2 RIDGE CLIFF DR, SAINT PAUL, MN 55122-2729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Warranty Deed, Transfer · Conventional Mortgage
LAKE AREA MORTGAGE
Sep 01, 2017Deed, Transfer · FHA Mortgage
BELL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2023 · Amount on Record
Deed SaleMar 17, 2023 · Amount on Record
Prior SaleSep 01, 2017 · Amount on Record
Deed Document Number20231518844
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateMar 22, 2023
Property Address4626 RIDGE CLIFF DR, EAGAN, MN 55122-2729
Document Number0000871904
Instrument DateMar 17, 2023
Instrument871904
Transaction TypeTransfer
Record UpdatedMar 31, 2023
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$841.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4626 1 2 RIDGE CLIFF DRIVE, EAGAN, MN 55122

Mortgage

Document Number0000871905
DateMar 22, 2023
Instrument871905
Lender
NameLAKE AREA MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateApr 01, 2033
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change12%
Index1-Year T-Bill
Max Rate12%

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionDAKOTA MN
Recording DateSep 01, 2017
Property Address4626 RIDGE CLIFF DR, EAGAN, MN 55122-2729
Document Number0000782088
Instrument DateAug 21, 2017
Instrument782088
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$610.17
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4626 1/2 RIDGE CLIFF DR, EAGAN, MN 55122-2729

Mortgage

Document Number0000782089
DateSep 01, 2017
Instrument782089
Lender
NameBELL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047
Interest
Rate TypeAdjustable Rate
Type Change DateSep 01, 2022
Change FrequencyAnnually
Min Rate At Change1%
Max Rate At Change5%
Index1-Year CMT
Max Rate5%

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,889.00 (+23.99%)$265,600 (+11.78%) Land $41,000 Building $224,600$265,600 (+11.78%) Land $41,000 Building $224,600
2022$2,330.00$237,600 Land $39,700 Building $197,900$237,600 Land $39,700 Building $197,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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