4626 Oak River Cir, Valrico, FL 33596 Property Records

Hillsborough County property record for 4626 Oak River Cir, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,100 sqft · built 1990
Lot Size	0.224 acres (9,758 sqft)
Owner	Individual Name on File
Tax Bill	$2,986 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088067-5046`

Property Details

APN / Parcel Number

Primary APN	`088067-5046`
Alternative APN	`U18302137N000006000010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	2,835 sqft
1st Floor Area	2,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2008
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,758 sqft (0.224 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0880675046
Street Address	4626 OAK RIVER CIR
City	VALRICO
State	FL
Zip	33596-7246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	BLOOMINGDALE SECTION BB PHASE 1 LOT 1 BLOCK 6
Legal Range	21E
Legal Township	30S
Legal Section	18
Legal Subdivision	BLOOMINGDALE SECTION BB PHASE 1
Legal Phase	1
Legal Tract	37N
Legal Block	6
Legal Lot Number	1
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1032
Census Tract	13415

Owner

4626 Oak River Cir is owned and occupied by an individual.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4626 OAK RIVER CIR, VALRICO, FL 33596-7246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4626 OAK RIVER CIR, VALRICO, FL 33596-7246
Document Number	0252530290
Book / Page	025253 / 000290
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4626 OAK RIVER CIR VALRICO FL 335967246, VALRICO, FL 33596-7246

Mortgage

Document Number	0252530290
Date	Sep 26, 2017
Book Page	025253/000290
Instrument	376091

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4626 Oak River Cir was $2,986 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,684 (+2.7%)	$321,471 (-1.03%) Land $108,900 Building $212,571
2025	$2,986.00 Homeowner's exemption	$149,644	$324,808 Land $108,900 Building $215,908
2023	$2,675.00 (+7.43%) Homeowner's exemption	$141,191 (+3%)	$297,097 (+5.42%) Land $99,000 Building $198,097
2022	$2,490.00 Homeowner's exemption	$137,079	$281,816 Land $79,200 Building $202,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4626 Oak River Cir in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1988–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4626 Oak River Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20