4626 Katy Ct, La Mesa, CA 91941 Property Records

San Diego County property record for 4626 Katy Ct, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,381 sqft · built 1979
Lot Size	0.436 acres (18,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Mar 2024)
Tax Bill	$18,774 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`495-490-31-00`

Property Details

APN / Parcel Number

Primary APN	`495-490-31-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,381 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	18,992 sqft (0.436 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4626 KATY CT
City	LA MESA
State	CA
Zip	91941-5658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 33 TR 008676
Legal Subdivision	HELIX VISTA ESTATES
Legal Tract	008676
Legal Block	1
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	13701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4626 KATY CT, LA MESA, CA 91941-5658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 29, 2024	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 28, 2023	Affidavit of Death of Joint Tenant, Transfer
Jun 20, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 6, 2017	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Sep 6, 2017 · Amount on Record
Deed Document Number	202479254
Prior Transfer Date	Nov 21, 2023
Prior Transfer Doc	0000327610
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4626 KATY CT, LA MESA, CA 91941-5658
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4626 KATY CT, LA MESA, CA 91941-5658

Mortgage

Document Number	0000071325
Date	Mar 16, 2026
Instrument	2026-0071325

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2024
Property Address	4626 KATY CT, LA MESA, CA 91941-5658
Document Number	0000079254
Map Reference	MAP 8676
Instrument Date	Mar 13, 2024
Instrument	2024-0079254
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4626 KATY CT, LA MESA, CA 91941-5658

Mortgage

Document Number	0000079255
Date	Mar 29, 2024
Instrument	2024-0079255

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 28, 2023
Property Address	4626 KATY CT, LA MESA, CA 91941-5658
Document Number	0000327610
Map Reference	MAP 8676
Instrument Date	Nov 16, 2023
Instrument	2023-0327610
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4626 KATY CT, LA MESA, CA 91941-5658

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 20, 2018
Property Address	4626 KATY CT, LA MESA, CA 91941-5658
Document Number	0000250800
Instrument Date	Apr 22, 2018
Instrument	250800
Transaction Type	Transfer
Record Updated	Jun 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4626 KATY CT LA MESA CA 919415658, LA MESA, CA 91941-5658

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2017
Property Address	4626 KATY CT, LA MESA, CA 91941-5658
Document Number	0000408225
Map Reference	MAP8676
Instrument Date	Aug 10, 2017
Instrument	2017-0408225
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4626 KATY CT, LA MESA, CA 91941-5658

Mortgage

Document Number	0000408226
Date	Sep 6, 2017
Instrument	2017-0408226

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,560,600 (+2%) Land $1,040,400 Building $520,200
2025	$18,774.00 (+55.98%)	$1,530,000 (+60.35%) Land $1,020,000 Building $510,000
2024	$12,036.00 (+3.07%)
2023	$11,678.00 (+1.37%)	$954,181 Land $305,277 Building $648,904
2022	$11,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2016–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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