462548 E 635 Rd, Proctor, OK 74457 Property Records

Adair County property record for 462548 E 635 Rd, Proctor, OK 74457 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 2000
Lot Size	1.37 acres (59,870 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Feb 2026)
Tax Bill	$990 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12516`

Property Details

APN / Parcel Number

Primary APN	`12516`
Alternative APN	`0480-00-002-000-0-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	1,038 sqft
1st Floor Area	1,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	59,870 sqft
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12516
Street Address	462548 E 635 RD
City	PROCTOR
State	OK
Zip	74457-5216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 C
Legal Subdivision	ILLINOIS RIVER RANCH
Legal Block	2
Jurisdiction	ADAIR OK
Township / Civil Division	WESTVILLE
Census Block Group	3
Census Block	3006
Census Tract	376700

Owner

Source: Adair County records · APN 12516

Assessment roll updated February 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	462548 E 635 RD, PROCTOR, OK 74457-5216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · FHA Mortgage CENTENNIAL BANK
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Jan 05, 2018	Warranty Deed, Transfer · Line of Credit ARVEST BANK
May 26, 2016	Warranty Deed, Transfer
Dec 28, 2007	Personal Representative Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	2026583
Deed Book / Page	648 / 22
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Feb 27, 2026
Property Address	462548 E 635 RD, PROCTOR, OK 74457-5216
Document Number	0000648/22
Book / Page	648 / 22
Instrument Date	Feb 03, 2026
Instrument	I-2026-000583
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SCA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	462548 E 635 RD, PROCTOR, OK 74457-5216

Mortgage

Document Number	I2026000584
Date	Feb 27, 2026
Instrument	I-2026-000584

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Aug 21, 2020
Property Address	462548 E 635 RD, PROCTOR, OK 74457-5216
Document Number	000570/244
Book / Page	570 / 244
Map Reference	MB 348 PG 889
Instrument Date	Jul 19, 2020
Instrument	2020-002393
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	462548 E 635 RD, PROCTOR, OK 74457-5216
Investor	Possibly a Property Investor

Mortgage

Document Number	2020002394
Date	Aug 21, 2020
Instrument	2020-002394

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Jan 05, 2018
Property Address	462548 E 635 RD, PROCTOR, OK 74457-5216
Document Number	000540/963
Book / Page	0540 / 963
Map Reference	MB 348 PG 889
Instrument Date	Jan 04, 2018
Instrument	2018-000035
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13920 RENNIC RD, SUMMUIS, AR 77769

Mortgage

Document Number	2018000036
Date	Jan 05, 2018
Instrument	2018-000036

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 04, 2019

May 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	May 26, 2016
Property Address	462548 E 635 RD, PROCTOR, OK 74457-5216
Document Number	000524/896
Book / Page	0524 / 896
Instrument Date	May 26, 2016
Instrument	2016-001295
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 232, KANSAS, OK 74347-0232

December 2007: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ADAIR OK
Recording Date	Dec 28, 2007
Property Address	462548 E 635 RD, PROCTOR, OK 74457-5216
Document Number	000437/809
Book / Page	0437 / 809
Map Reference	MB348 PG889
Instrument Date	Dec 28, 2007
Instrument	2007-004684
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	HC 66 BOX 31-9, PROCTOR, OK 74457-9611

Mortgage

Document Number	2007004685
Date	Dec 28, 2007
Instrument	2007-004685

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2038

Tax Assessment & Valuation

Source: Adair County records · Assessment roll updated February 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Unified School District	Westville Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$990.00 (+6.68%)	$12,459 (+5.01%) Land $1,423 Building $11,036	$152,752 (-7.89%) Land $13,200 Building $139,552
2024	$928.00 (+5.82%)	$11,865 (+5%) Land $1,355 Building $10,510	$165,831 (+9.11%) Land $13,200 Building $152,631
2023	$877.00	$11,300 Land $1,339 Building $9,961	$151,981 Land $13,200 Building $138,781

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adair County (40001C), updated November 26, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400013767003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 74% of the US · above 40% of Oklahoma
Wildfire Likelihood	About 1 in 244 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ozarks Electric Cooperative	Fiber	2,500 / 2,500

Availability varies by address; speeds are provider-advertised maximums, not measured.

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