4625 Westbend Dr, Ames, IA 50014 Property Records

Story County property record for 4625 Westbend Dr, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,519 sqft · built 1968
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2022)
Tax Bill	$4,140 (2025)
Deeds & Mortgages	May 2019 Refinance Jun 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-476-140`

Property Details

APN / Parcel Number

Primary APN	`09-06-476-140`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,519 sqft Living Area
1st Floor Area	1,399 sqft
Basement Area	1,399 sqft
Finished Basement	893 sqft
Unfinished Basement	535 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4625 WESTBEND DR
City	AMES
State	IA
Zip	50014-3662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	WESTWOOD SD 3RD ADD LOT:20 AMES
Legal Range	24W
Legal Township	83N
Legal Section	06
Legal Subdivision	WESTWOOD SD 3RD ADD
Legal Lot Number	20
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	5
Census Block	5012
Census Tract	600

Owner

4625 Westbend Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Story County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4625 WESTBEND DR, AMES, IA 50014-3662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER VALLEY CU
Jun 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LINCOLN SAVINGS BANK
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Jun 18, 2019 · Amount on File
Deed Document Number	20227742
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	4625 WESTBEND DR, AMES, IA 50014-3662
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903942
Date	May 22, 2019
Instrument	2019-03942

Lender

Name	RIVER VALLEY CU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	4625 WESTBEND DR, AMES, IA 50014-3662
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904945
Date	Jun 18, 2019
Instrument	2019-04945

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	4625 WESTBEND DR, AMES, IA 50014-3662
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006113
Date	Jun 9, 2020
Instrument	2020-06113

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	4625 WESTBEND DR, AMES, IA 50014-3662
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202111319
Date	Sep 1, 2021
Instrument	2021-11319

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 5, 2031

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 3, 2022
Property Address	4625 WESTBEND DR, AMES, IA 50014-3662
Document Number	0202207742
Instrument Date	Jul 25, 2022
Instrument	2022-07742
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4625 WESTBEND DR, AMES, IA 50014-3662

Mortgage

Document Number	0202207743
Date	Aug 3, 2022
Instrument	2022-07743

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 5, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.5%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 4625 Westbend Dr was $4,140 with a homeowner's exemption, down 3.9% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,140.00 (-3.9%) Homeowner's exemption	$311,900 Land $78,000 Building $233,900	$311,900 Land $78,000 Building $233,900
2024	$4,308.00
2023		$345,000 Land $60,900 Building $284,100	$345,000 Land $60,900 Building $284,100
2022	$3,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4625 Westbend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4625 Westbend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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