4625 W State Rte 41, Covington, OH 45318 Property Records

Miami County property record for 4625 W State Rte 41, Covington, OH 45318

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,119 sqft · built 1942
Lot Size6.79 acres (295,990 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Aug 1986)
Tax Bill$2,717 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APNC06-001400

Property Details

APN / Parcel Number

Primary APNC06-001400
Alternative APNs
  • 070511.0-01-017-00
  • C06CC013 00100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,119 sqft Living Area
1st Floor Area1,512 sqft
AtticAttic
Attic Area363 sqft
Basement Area756 sqft
Unfinished Basement756 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area295,990 sqft (6.79 acres)
Garage TypeMixed
Garage Area816 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area184 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4625 W STATE ROUTE 41
CityCOVINGTON
StateOH
Zip45318-9743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5-7-11 NE COR NW
Legal Range05
Legal Township07
Legal Section11
Legal SubdivisionCONCORD TWP
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group5
Census Block5004
Census Tract365002

Owner

Source: Miami County assessment roll, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4625 W STATE ROUTE 41, COVINGTON, OH 45318-9743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Aug 3, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 1, 1986 · Amount on Record
Deed SaleAug 1, 1986 · Amount on Record
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address4625 W STATE ROUTE 41, COVINGTON, OH 45318-9743
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008600
DateAug 2, 2019
Instrument2019OR-08600
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 25, 2049

August 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionMIAMI OH
Recording DateAug 3, 2020
Property Address4625 W STATE ROUTE 41, COVINGTON, OH 45318-9743
Document Number0000010598
Instrument DateJun 10, 2020
Instrument10598
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address112 CROSBY ST COVINGTON OH 453181584, COVINGTON, OH 45318-1584

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,717.00 (-4.4%) Homeowner's exemption$78,330 (+8.06%) Land $38,150 Building $40,180$223,800 (+8.06%) Land $109,000 Building $114,800
2024$2,842.00 (+8.1%) Homeowner's exemption$72,490 (+5.87%) Land $37,560 Building $34,930
2023$2,629.00 (+16.79%) Homeowner's exemption$68,470 (-) Land $37,560 Building $30,910$207,100 (+5.88%) Land $107,300 Building $99,800
2022$2,251.00 Homeowner's exemption$68,470 Land $37,560 Building $30,910$195,600 Land $107,300 Building $88,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Benton Ridge Telephone Company
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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