4625 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 4625 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,862 sqft · built 1973
Lot Size17.4 acres (758,815 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Apr 2016)
Tax Bill$2,347 (2026)
Deeds & MortgagesMay 2026 Mortgage
Apr 2017 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN120001000016B

Property Details

APN / Parcel Number

Primary APN120001000016B
Alternative APNs
  • 12 1 16B
  • 12914

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area2,862 sqft Living Area
AtticAttic
Attic Area310 sqft
Basement Area576 sqft
Unfinished Basement576 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area758,815 sqft (17.4 acres)
TerrainRolling
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Deck Area160 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number12914
Street Address4625 THREE CHOPT RD
CityGUM SPRING
StateVA
Zip23065-2032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1-AG/GEN
Legal DescriptionHADENSVILLE ON 606 & 609 17.42AC PAR II OR B #
JurisdictionGOOCHLAND VA
Township / Civil Division1
Census Block Group2
Census Block2030
Census Tract400500

Owner

Source: Goochland County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4625 THREE CHOPT RD, GUM SPRING, VA 23065-2032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 24, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
FULTON BANK NA
Sep 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS LLC
May 3, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2016 · Amount on Record
Deed SaleApr 4, 2016 · Amount on Record
Deed Document Number2016857
Last Transfer DateAug 16, 2018
Transfer Doc0000001251
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Recording DateMay 1, 2026
Property Address4625 THREE CHOPT RD, GUM SPRING, VA 23065-2032
Document Number0000001602
Instrument DateApr 27, 2026
Instrument20261602
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4625 THREE CHOPT RD, GUM SPRING, VA 23065-2032

Mortgage

Document Number0000001602,
DateMay 1, 2026
Instrument20261602
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.75%
Initial TypeFixed Rate
Max Rate-1%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address4625 THREE CHOPT RD, GUM SPRING, VA 23065-2032
Transaction TypeMortgage
Record UpdatedNov 14, 2022
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170001216
DateApr 24, 2017
Instrument170001216
Lender
NameFULTON BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2047
Interest
Rate TypeFixed Rate
Rate4.13%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address4625 THREE CHOPT RD, GUM SPRING, VA 23065-2032
Transaction TypeMortgage
Record UpdatedNov 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200004341
DateSep 30, 2020
Instrument200004341
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.99%

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGOOCHLAND VA
Recording DateMay 3, 2019
Property Address4625 THREE CHOPT RD, GUM SPRING, VA 23065-2032
Document Number0190001251
Instrument DateAug 16, 2018
Instrument190001251
Transaction TypeTransfer
Record UpdatedNov 14, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4625 THREE CHOPT RD, GUM SPRING, VA 23065-2032

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGoochland County
Unified School DistrictGoochland County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,347.00 (+5.67%)$443,000 (+5.7%) Land $172,000 Building $271,000$443,000 (+5.7%) Land $172,000 Building $271,000
2025$2,221.00 (+37.01%)$419,100 (+13.12%) Land $159,600 Building $259,500$419,100 (+13.12%) Land $159,600 Building $259,500
2023$370,500 Land $139,300 Building $231,200$370,500 Land $139,300 Building $231,200
2021$1,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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