46239 Riverland Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 46239 Riverland Pl, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,003 sqft · built 1991
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Tax Bill$6,606 (2026)
Deeds & MortgagesJan 2020 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN018-27-2924-000

Property Details

APN / Parcel Number

Primary APN018-27-2924-000
Alternative APN
  • 81 R 3 45

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,003 sqft Living Area
1st Floor Area1,080 sqft
Basement Area810 sqft
Finished Basement810 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area400 sqft

Exterior Amenities

PorchPorch
Porch Area40 sqft
Deck AreaDeck Area
Patio Area914 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address46239 RIVERLAND PL
CitySTERLING
StateVA
Zip20165-7311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionPOTOMAC LAKES SEC.2-B LOT 45 1356--997
Legal SubdivisionPOTOMAC LAKE
Legal Block2
Legal Lot Number45
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2008
Census Tract611206

Owner

46239 Riverland Pl is owned and occupied by two individuals.

Source: Loudoun County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address46239 RIVERLAND PL, STERLING, VA 20165-7311
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
SPERRY ASSOCS FCU
Feb 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
SPERRY ASSOCS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address46239 RIVERLAND PL, STERLING, VA 20165-7311
Document Number20200203007542
Instrument DateJan 28, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46239 RIVERLAND PL STERLING VA 201657311, STERLING, VA 20165-7311

Mortgage

Document Number20200203007542
DateFeb 3, 2020
Instrument7542
Lender
NameSPERRY ASSOCS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueFeb 2, 2030
Interest
Rate TypeFixed Rate

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address46239 RIVERLAND PL, STERLING, VA 20165-7311
Document Number20170216010399
Instrument DateFeb 15, 2017
Transaction TypeMortgage
Record UpdatedFeb 27, 2017
Title CompanyOLD AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46239 RIVERLAND PL STERLING VA 201657311, STERLING, VA 20165-7311

Mortgage

Document Number20170216010399
DateFeb 16, 2017
Instrument10399
Lender
NameSPERRY ASSOCS FCU
TypeCredit Union
AddressGARDEN CITY PARK, NY 11040
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueFeb 15, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 46239 Riverland Pl was $6,606.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,606.00$820,700 Land $280,000 Building $540,700$820,700 Land $280,000 Building $540,700
2023$6,302.00$720,270 Land $240,000 Building $480,270$720,270 Land $240,000 Building $480,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46239 Riverland Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46239 Riverland Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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