46239 Cottonwood Ln, Indio, CA 92201 Property Records

Riverside County property record for 46239 Cottonwood Ln, Indio, CA 92201

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,611 sqft · built 1999
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Dec 2003)
Tax Bill$5,103 (2025)
Deeds & MortgagesNov 2017 Mortgage
Oct 2017 Transfer
Flood ZoneZone X (reduced by levee)
APN600-152-038

Property Details

APN / Parcel Number

Primary APN600-152-038
Alternative APN
  • 649172038

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,611 sqft Living Area
Gross Area2,123 sqft
1st Floor Area1,611 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Roof MaterialTile
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address46239 COTTONWOOD LN
CityINDIO
StateCA
Zip92201-5291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 MB 225/032 TR 14189-2
Legal Tract14189-2
Legal Lot Number17
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group2
Census Block2014
Census Tract45213

Owner

46239 Cottonwood Ln is owned by an individual who acquired it in November 2017.

Source: Riverside County records, as of July 29, 2026

Owner of RecordIndividual Name on File
Mailing Address79910 HORSESHOE RD, LA QUINTA, CA 92253-4309
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 19, 2017Affidavit of Death, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2003 · Amount on File
Deed SaleDec 11, 2003 · Amount on File
Prior SaleDec 15, 1998 · Amount on File
Deed Document Number2003970659
Last Transfer DateNov 3, 2017
Transfer Doc0000468604
Record UpdatedOct 29, 2026

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateNov 8, 2017
Property Address46239 COTTONWOOD LN, INDIO, CA 92201-5291
Document Number0000468604
Map ReferenceMB 225 PG 32-34
Instrument DateNov 3, 2017
Instrument2017-0468604
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address79910 HORSESHOE RD, LA QUINTA, CA 92253-4309

Mortgage

Document Number0000468605
DateNov 8, 2017
Instrument2017-0468605
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

October 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionRIVERSIDE CA
Recording DateOct 19, 2017
Property Address46239 COTTONWOOD LN, INDIO, CA 92201-5291
Document Number0000434779
Instrument DateOct 16, 2017
Instrument434779
Transaction TypeTransfer
Record UpdatedOct 27, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 46239 Cottonwood Ln was $5,103.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityIndio City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,270 (+2%) Land $74,311 Building $222,959
2025$5,103.00$291,442 Land $72,854 Building $218,588
2023$4,802.00 (+2.67%)$280,126 Land $70,026 Building $210,100
2022$4,677.00
2021$322,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46239 Cottonwood Ln in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46239 Cottonwood Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people · EPA ID CA3310001
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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