462310 E 790 Rd, Stilwell, OK 74960 Property Records

Adair County property record for 462310 E 790 Rd, Stilwell, OK 74960

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,160 sqft · built 2020
Lot Size	101 acres (4,399,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Dec 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0000-17-016-024-0-022-00`

Property Details

APN / Parcel Number

Primary APN	`0000-17-016-024-0-022-00`
Alternative APN	`3852`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	784 sqft
1st Floor Area	852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,399,560 sqft (101 acres)

Exterior Amenities

Porch	Slab
Porch Area	387 sqft
Shed	1 Shed
Shed Area	1,840 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3852
Street Address	462310 E 790 RD
City	STILWELL
State	OK
Zip	74960-4524
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	TM
Legal Description	NE NW & N2 SE NW & E2 NW NW & NE SW NW & THAT PT OF NW SW NW LYING S & E OF CO RD & THAT PT OF SW NW NW LYING E OF CO RD
Legal Range	24E
Legal Township	16N
Legal Section	17
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL WEST
Census Block Group	3
Census Block	3037
Census Tract	376800

Owner

Source: Adair County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	462310 E 790 RD, STILWELL, OK 74960-4524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	462310 E 790 RD, STILWELL, OK 74960-4524
Transaction Type	Mortgage
Record Updated	May 21, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0562/295
Date	Dec 18, 2019
Book Page	0562/295
Instrument	2019-003589

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	STILWELL, OK 74960

Agreement

Type	Construction Mortgage

Mortgage

Document Number	, 2019-003589
Date	Dec 18, 2019
Book Page	0562/295
Instrument	2019-003589

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	STILWELL, OK 74960

Agreement

Type	Construction Mortgage

Tax Assessment & Valuation

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Elementary School District	Maryetta Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,582 (-0.23%) Land $2,584 Building $24,998	$229,847 (-0.23%) Land $21,530 Building $208,317
2025	$1,956.00 (-3.07%) Homeowner's exemption	$27,646 (-2.97%) Land $2,584 Building $25,062	$230,378 (-2.97%) Land $21,530 Building $208,848
2024	$2,018.00 (-3.54%) Homeowner's exemption	$28,492 (-) Land $2,584 Building $25,908	$237,429 (-) Land $21,530 Building $215,899
2023	$2,092.00	$28,492 Land $2,584 Building $25,908	$237,429 Land $21,530 Building $215,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 70% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #2 serves 1,675 people · EPA ID OK3000105
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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