4623 Hwy 74 E, Wingate, NC 28174 Property Records

Union County property record for 4623 Hwy 74 E, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 928 sqft · built 1980
Lot Size	0.506 acres (22,041 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Jun 2019)
Tax Bill	$458 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-242-010`

Property Details

APN / Parcel Number

Primary APN	`02-242-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	22,041 sqft (0.506 acres)
Garage Type	Detached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4623 HIGHWAY 74 E
City	WINGATE
State	NC
Zip	28174-7732
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	HC WINGATE
Legal Description	7393-499
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	2
Census Block	2000
Census Tract	20701

Owner

4623 Hwy 74 E, a rural home, is owned and occupied by an individual who bought it in June 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4623 HIGHWAY 74 E, WINGATE, NC 28174-7732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Jun 17, 2019	Warranty Deed, Transfer · Conventional with PMI NFM LNDG
Jul 20, 2018	Trustee's Deed, Construction Loan · Construction Mortgage TAMMY C TRAD
Jun 6, 2018	Grant Deed, Transfer ATTORNEY ONLY
Feb 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on File
Deed Sale	Jun 17, 2019 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Document Number	201916699
Deed Book / Page	7393 / 499
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4623 HIGHWAY 74 E, WINGATE, NC 28174-7732
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	EL DORADO TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8105636
Date	May 19, 2021
Book Page	8105/636
Instrument	23664

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Apr 1, 2041

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 17, 2019
Property Address	4623 HIGHWAY 74 E, WINGATE, NC 28174-7732
Document Number	7393499
Book / Page	007393 / 000499
Instrument Date	Jun 14, 2019
Instrument	16699
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 HIGHWAY 74 E WINGATE NC 28174, WINGATE, NC 28174

Mortgage

Document Number	7393504
Date	Jun 17, 2019
Book Page	007393/000504
Instrument	16700

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Jul 20, 2018
Property Address	4623 HIGHWAY 74 E, WINGATE, NC 28174-7732
Book / Page	007200 / 000517
Instrument Date	Jul 20, 2018
Instrument	20208
Transaction Type	Construction Loan
Record Updated	Aug 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4623 HIGHWAY 74 E WINGATE NC 281747732, WINGATE, NC 28174-7732

Mortgage

Document Number	7200517
Date	Jul 20, 2018
Book Page	007200/000517
Instrument	20208

Lender

Name	TAMMY C TRAD
Address	135 BROAD ST, ASHEVILLE, NC 28801-1985

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 19, 2019

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Jun 6, 2018
Property Address	4623 HIGHWAY 74 E, WINGATE, NC 28174-7732
Document Number	7170135
Book / Page	007170 / 000135
Instrument Date	Jun 5, 2018
Instrument	15280
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4623 HIGHWAY 74 E WINGATE NC 281747732, WINGATE, NC 28174-7732

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 20, 2018
Property Address	4623 HIGHWAY 74 E, WINGATE, NC 28174-7732
Document Number	7105826
Book / Page	007105 / 000826
Instrument Date	Feb 19, 2018
Instrument	4347
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$77.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 49151 CHARLOTTE NC 282770074, CHARLOTTE, NC 28277-0074

Tax Assessment & Valuation

The 2025 property tax bill for 4623 Hwy 74 E was $458.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,600 (-) Land $68,800 Building $21,800	$90,600 (-) Land $68,800 Building $21,800
2025	$458.00	$90,600 Land $68,800 Building $21,800	$90,600 Land $68,800 Building $21,800
2023	$1,099.00	$167,900 Land $56,700 Building $111,200	$167,900 Land $56,700 Building $111,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4623 Hwy 74 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4623 Hwy 74 E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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